282 Park St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 282 Park St, Gardner, MA 01440

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,769 sqft · built 1900
Lot Size	0.125 acres (5,447 sqft)
Owner	Company Name on File
Last Sale	$105,800 (Dec 2019)
Tax Bill	$3,985 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M27 B:4 L:27`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M27 B:4 L:27`
Alternative APN	`M:O-29 B:0020 L:0004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,769 sqft Living Area
Gross Area	3,260 sqft
Basement Area	621 sqft
Unfinished Basement	621 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,447 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	282 PARK ST
City	GARDNER
State	MA
Zip	01440-1641
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Subdivision	LAND EMMA M CORMIER GARDNER
Legal Block	4
Legal Lot Number	27
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1030
Census Tract	707400

Owner

282 Park St, a duplex, is owned by a company that bought it in December 2019.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	292 PARKER ST, GARDNER, MA 01440-3728
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage RCN CAP
Dec 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	Mar 29, 2010 · Amount on File
Deed Document Number	2019132864
Deed Book / Page	61554 / 169
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	61554-169
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	282 PARK ST, GARDNER, MA 01440-1641
Document Number	63012-153
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 MOUNT PLEASANT ST #313 NORTH BILLERICA MA 018621246, 313, NORTH BILLERICA, MA 01862-1246

Mortgage

Document Number	63012-153
Date	Aug 13, 2020
Book Page	063012/000153
Instrument	90173

Lender

Name	RCN CAP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 9, 2019
Property Address	282 PARK ST, GARDNER, MA 01440-1641
Document Number	61554-169
Book / Page	061554 / 000169
Instrument Date	Dec 4, 2019
Instrument	132864
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$482.45
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 MOUNT PLEASANT ST #313 NORTH BILLERICA MA 018621246, 313, NORTH BILLERICA, MA 01862-1246

Tax Assessment & Valuation

The 2026 property tax bill for 282 Park St was $3,985, up 11,975.8% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,985.00 (+11,975.76%)	$289,400 (+23.62%) Land $72,400 Building $217,000	$338,497
2025	$33.00 (-99.04%)	$234,100 (+1.61%) Land $65,900 Building $168,200
2024	$3,454.00 (+6.11%)	$230,400 (+14.17%) Land $59,900 Building $170,500
2023	$3,255.00	$201,800 Land $59,000 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 282 Park St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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