282 North St, Los Banos, CA 93635 Property Records

Merced County property record for 282 North St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,809 sqft · built 2017
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$324,500 (Feb 2018)
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-782-032-000`

Property Details

APN / Parcel Number

Primary APN	`082-782-032-000`
Alternative APN	`082-782-032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	082-782-032
Street Address	282 NORTH ST
City	LOS BANOS
State	CA
Zip	93635-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST GROVE LOT 03
Legal Subdivision	2013-01 HARVEST GROVE
Legal Lot Number	03
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2011
Census Tract	2204

Owner

282 North St is owned and occupied by two individuals who acquired it in March 2022.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	282 NORTH ST, LOS BANOS, CA 93635-3110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 23, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Feb 23, 2018	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on File
Deed Sale	Feb 23, 2018 · Amount on File
Deed Document Number	20185383
Last Transfer Date	Mar 7, 2022
Transfer Doc	0000010570
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 15, 2022
Property Address	282 NORTH ST, LOS BANOS, CA 93635-3110
Document Number	0000010570
Map Reference	VOL 79 PG 37-40
Instrument Date	Mar 7, 2022
Instrument	2022010570
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	282 NORTH ST, LOS BANOS, CA 93635-3110

Mortgage

Document Number	0000010571
Date	Mar 15, 2022
Instrument	2022010571

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Feb 23, 2018
Property Address	282 NORTH ST, LOS BANOS, CA 93635-3110
Document Number	0000005382
Instrument Date	Feb 5, 2018
Instrument	5382
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	282 NORTH ST LOS BANOS CA 936353110, LOS BANOS, CA 93635-3110

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 23, 2018
Property Address	282 NORTH ST, LOS BANOS, CA 93635-3110
Document Number	0000005383
Map Reference	VOL 79 PG 79
Instrument Date	Feb 3, 2018
Instrument	2018005383
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	282 NORTH ST, LOS BANOS, CA 93635-3110

Mortgage

Document Number	0000005384
Date	Feb 23, 2018
Instrument	2018005384

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 282 North St was $5,768.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,188 (+2%) Land $108,856 Building $336,332
2025	$5,768.00	$436,460 Land $106,722 Building $329,738
2023	$5,467.00 (+17.42%)	$419,514 Land $102,579 Building $316,935
2022	$4,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 282 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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