State of Hawaii and Hawaii County property record for 282 Naniakea Pl, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,446 sqft · built 1975 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $422,000 (Nov 2019) |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-015-203 |
| Primary APN | 3-2-4-015-203 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Upper Floors Area | 184 sqft |
| Flooring | Carpet |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,202 sqft (0.349 acres) |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 282 NANIAKEA PL |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 25 15202 SF DES POR GR 11033 & S-14309 MUNY LINKS HMSITES |
| Legal Subdivision | MUNY LINKS HOMESITES |
| Legal Lot Number | 25 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20701 |
282 Naniakea Pl is owned and occupied by an individual who bought it in November 2019.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 282 NANIAKEA PL, HILO, HI 96720-5450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Nov 8, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF HI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on File |
| Deed Sale | Nov 8, 2019 · Amount on File |
| Deed Document Number | 201972510827 |
| Prior Transfer Date | Jan 8, 1999 |
| Prior Transfer Doc | 0000005196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 282 NANIAKEA PL, HILO, HI 96720-5450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAM |
| Name | Verified Name |
|---|
| Document Number | 0A81860258 |
|---|---|
| Date | May 31, 2022 |
| Instrument | A-81860258 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Nov 8, 2019 |
| Property Address | 282 NANIAKEA PL, HILO, HI 96720-5450 |
| Document Number | 0A72510827 |
| Instrument Date | Oct 28, 2019 |
| Instrument | A72510827 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | HC 1 BOX 5479 KEAAU HI 967499521, KEAAU, HI 96749-9521 |
| Document Number | A72510828 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | A72510828 |
| Name | BANK OF HI |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96846 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
The 2025 property tax bill for 282 Naniakea Pl was $1,626 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,400 (+2.99%) Land $157,500 Building $258,900 | $503,200 (-2.39%) Land $234,200 Building $269,000 | |
| 2025 | $1,626.00 | $404,300 (+3.01%) Land $157,500 Building $246,800 | $515,500 (+7.11%) Land $246,500 Building $269,000 |
| 2024 | $392,500 (+2.99%) Land $157,500 Building $235,000 | $481,300 (+8.67%) Land $224,400 Building $256,900 | |
| 2023 | $1,567.00 | $381,100 Land $157,500 Building $223,600 | $442,900 Land $204,000 Building $238,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 282 Naniakea Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 Naniakea Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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