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282 Moran Summit Rd, Richmond, KY 40475 Property Records

Madison County property record for 282 Moran Summit Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,008 sqft
Lot Size17.5 acres (765,349 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Dec 2018)
Tax Bill$160 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0046-0000-0006

Property Details

APN / Parcel Number

Primary APN0046-0000-0006
Alternative APNs
  • 135761
  • 98526
  • 65734

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,008 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area765,349 sqft (17.5 acres)
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number65734
Street Address282 MORAN SUMMIT RD
CityRICHMOND
StateKY
Zip40475-9682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17.57 ACRES
Legal Tract1
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2007
Census Tract11402

Owner

Source: Madison County records · APN 0046-0000-0006

Assessment roll updated December 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8512 RESTFUL WAY, CORRYTON, TN 37721-3609
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
CUMBERLAND VALLEY NATIONAL BANK
Dec 20, 2018Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2018 · Amount on Record
Deed SaleDec 20, 2018 · Amount on Record
Deed Document Number20182013986234
Deed Book / Page768 / 225
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateMay 21, 2026
Property Address282 MORAN SUMMIT RD, RICHMOND, KY 40475-9682
Document Number0014350515
Book / Page2470 / 321
Instrument DateMay 05, 2026
Instrument202614350515
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address8512 RESTFUL WAY, CORRYTON, TN 37721-3609

Mortgage

Document Number0014350515,
DateMay 21, 2026
Book Page2470/321
Instrument202614350515
Lender
NameCUMBERLAND VALLEY NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateDec 20, 2018
Property Address282 MORAN SUMMIT RD, RICHMOND, KY 40475-9682
Document NumberD00768/225
Book / PageD00768 / 225
Map ReferenceMB 28 PG 190
Instrument DateDec 18, 2018
Instrument2013986234
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7004 WAKAN LN, CORRYTON, TN 37721-4746

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address282 MORAN SUMMIT RD, RICHMOND, KY 40475-9682

Mortgage

Document Number2013986235
DateDec 20, 2018
Instrument2013986235
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$160.00 (-2.44%)$17,000 (-)$17,000 (-)
2023$164.00$17,000$17,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemKIRKSVILLE WATER ASSOCIATION
private · serves 5,940 people
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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