282 Main St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 282 Main St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,298 sqft · built 1880
Lot Size	0.197 acres (8,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Jun 2022)
Tax Bill	$23,482 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`WINC M:008 B:0034 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:008 B:0034 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,298 sqft Living Area
Gross Area	4,438 sqft
Basement Area	1,161 sqft
Unfinished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2022
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,577 sqft (0.197 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	282 MAIN ST
City	WINCHESTER
State	MA
Zip	01890-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	34
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3008
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 MAIN ST, WINCHESTER, MA 01890-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jun 7, 2021	Quit Claim Deed, Construction Loan · Construction Mortgage NORTHMARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Book / Page	80372 / 124
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jun 30, 2022
Property Address	282 MAIN ST, WINCHESTER, MA 01890-3009
Document Number	080372-124
Book / Page	80372 / 124
Instrument Date	Jun 30, 2022
Instrument	100556
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	282 MAIN ST, WINCHESTER, MA 01890-3009

Mortgage

Document Number	0000100557
Date	Jun 30, 2022
Instrument	100557

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jun 7, 2021
Property Address	282 MAIN ST, WINCHESTER, MA 01890-3009
Document Number	077953-281
Book / Page	77953 / 281
Instrument Date	Jun 7, 2021
Instrument	128177
Transaction Type	Construction Loan
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WICKHAM RD, WINCHESTER, MA 01890-3830

Mortgage

Document Number	0000128178
Date	Jun 7, 2021
Instrument	128178

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,482.00 (+10,290.27%)	$2,119,300 (+3.61%) Land $832,100 Building $1,287,200	$2,206,637 (-5.48%)
2025	$226.00 (-99%)	$2,045,500 (+2.34%) Land $800,100 Building $1,245,400	$2,334,625
2024	$22,646.00 (+5.96%)	$1,998,800 (+10.36%) Land $800,100 Building $1,198,700
2023	$21,372.00	$1,811,200 Land $704,100 Building $1,107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2001–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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