282 Lucerne Dr, Highlands, NC 28741 Property Records

Macon County property record for 282 Lucerne Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,644 sqft · built 1969
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jun 2018)
Tax Bill	$5,396 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7540021649`

Property Details

APN / Parcel Number

Primary APN	`7540021649`
Alternative APNs	`0500075` `146891`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,022 sqft Heated Area
1st Floor Area	2,022 sqft
Basement Area	663 sqft
Finished Basement	663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	1,404 sqft
Deck Area	276 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	146891
Street Address	282 LUCERNE DR
City	HIGHLANDS
State	NC
Zip	28741-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 10 ALPINE ESTATES
Legal Subdivision	ALPINE ESTATES
Legal Lot Number	10
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1028
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 4101, MACON, GA 31208-4101
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO
Jun 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Aug 26, 2011 · Amount on Record
Deed Document Number	20184068
Deed Book / Page	38 / 1102
Last Transfer Date	Jun 12, 2020
Transfer Doc	00Y39/2320
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	282 LUCERNE DR, HIGHLANDS, NC 28741-8435
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 LUCERNE DR, HIGHLANDS, NC 28741-8435

Mortgage

Document Number	000R41/162
Date	Feb 28, 2022
Book Page	R-41/162
Instrument	2022001591

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jun 12, 2020
Property Address	282 LUCERNE DR, HIGHLANDS, NC 28741-8435
Document Number	00Y39/2320
Book / Page	Y-39 / 2320
Map Reference	CARD 9842
Instrument Date	Jun 12, 2020
Instrument	2020003783
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4101, MACON, GA 31208-4101

Mortgage

Document Number	2020003776
Date	Jun 12, 2020
Instrument	2020003776

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 13, 2018
Property Address	282 LUCERNE DR, HIGHLANDS, NC 28741-8435
Document Number	00T38/0080
Book / Page	T-38 / 0080
Map Reference	PL CARD9842
Instrument Date	Jul 31, 2018
Instrument	2018005474
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4101, DAVISBORO, GA 31018

Mortgage

Document Number	2018005475
Date	Aug 13, 2018
Instrument	2018005475

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 15, 2018
Property Address	282 LUCERNE DR, HIGHLANDS, NC 28741-8435
Document Number	00Q38/1102
Book / Page	Q-38 / 1102
Map Reference	MB M-34 PG 2295
Instrument Date	Jun 8, 2018
Instrument	2018004068
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4101, MACON, GA 31208-4101

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,396.00 (+7.21%)	$1,250,330 (+5.07%) Land $285,610 Building $964,720	$1,250,330 (+5.07%) Land $285,610 Building $964,720
2025	$5,033.00 (+0.24%)	$1,189,980 (-5.23%) Land $285,610 Building $904,370	$1,189,980 (-5.23%) Land $285,610 Building $904,370
2023	$5,021.00	$1,255,710 Land $285,610 Building $970,100	$1,255,710 Land $285,610 Building $970,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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