282 Lower Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 282 Lower Rd, Deerfield, MA 01342 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1974
Lot Size	1.7 acres (74,065 sqft)
Owner	Company Name on File
Last Sale	$262,700 (Jan 2026)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Jan 2026 Foreclosure Sep 2021 Sale & Mortgage + 1 more
APN	`DEER M:39 L:13`

Property Details

APN / Parcel Number

Primary APN	`DEER M:39 L:13`
Alternative APNs	`M:0003 B:0000 L:0251` `3 0 251`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,208 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,065 sqft (1.7 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3 0 251
Street Address	282 LOWER RD
City	DEERFIELD
State	MA
Zip	01342-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1099
Census Tract	40900

Owner

Source: Franklin County and Deerfield Town records · APN DEER M:39 L:13

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	282 LOWER RD, DEERFIELD, MA 01342-9733
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Foreclosure
Sep 20, 2021	Quit Claim Deed, Transfer · FHA Mortgage INLAND BANK & TRUST
Apr 07, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	2026772
Deed Book / Page	8596 / 160
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	7740-230
Record Updated	Sep 20, 2026

January 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	DEERFIELD MA
Recording Date	Jan 30, 2026
Property Address	282 LOWER RD, DEERFIELD, MA 01342-9733
Document Number	008596-160
Book / Page	8596 / 160
Instrument Date	Jan 15, 2026
Instrument	772
Transaction Type	Foreclosure
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEERFIELD MA
Recording Date	Sep 20, 2021
Property Address	282 LOWER RD, DEERFIELD, MA 01342-9733
Document Number	7855-346
Book / Page	7855 / 346
Instrument Date	Sep 20, 2021
Instrument	12113
Transaction Type	Transfer
Record Updated	Oct 08, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 DICKINSON HILL RD, WHATELY, MA 01093-7705

Mortgage

Document Number	12114
Date	Sep 20, 2021
Instrument	12114

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0007856-14
Date	Sep 20, 2021
Book Page	7856/14
Instrument	12115

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2031

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEERFIELD MA
Recording Date	Apr 07, 2021
Property Address	282 LOWER RD, DEERFIELD, MA 01342-9733
Document Number	7740-230
Book / Page	7740 / 230
Instrument Date	Mar 31, 2021
Instrument	4152
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CHRISTIAN LANE RD, WHATELY, MA

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,187.00 (+4.1%)	$316,000 (+8.82%) Land $147,300 Building $168,700
2024	$4,022.00 (+12.66%)	$290,400 (+21.76%) Land $137,000 Building $153,400	$297,825
2023	$3,570.00	$238,500 Land $102,700 Building $135,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250110409001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1984–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2023, rainfall accumulation
Claims By Storm	Tropical Storm Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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