Worcester County and Gardner City property record for 282 Leo Dr, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1994 |
| Lot Size | 0.372 acres (16,226 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,000 (Apr 2024) |
| Tax Bill | $50 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Mar 2024 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:H37 B:9 L:23 |
| Primary APN | GARD M:H37 B:9 L:23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,108 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,226 sqft (0.372 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 282 LEO DR |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Legal Lot Number | 23 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City assessment roll, APN GARD M:H37 B:9 L:23, as of April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 22, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Mar 22, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 12, 2024 | Foreclosure MISC COMPANY |
| Jun 30, 2017 | Deed of Trust, Mortgage COMMONWEALTH MORTGAGE CO |
| Jun 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION |
| Mar 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Mar 12, 2024 · Amount on Record |
| Deed Document Number | 202429101 |
| Deed Book / Page | 70421 / 151 |
| Prior Transfer Date | Mar 22, 2024 |
| Prior Transfer Doc | 070311-236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 22, 2024 |
| Property Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Document Number | 070421-151 |
| Book / Page | 70421 / 151 |
| Instrument Date | Apr 22, 2024 |
| Instrument | 29101 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Document Number | 0000029102 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 29102 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 22, 2024 |
| Property Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Document Number | 070311-236 |
| Book / Page | 70311 / 236 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 20508 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 WEED ST, LOWELL, MA 01852-5309 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 12, 2024 |
| Property Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Document Number | 0070274-41 |
| Book / Page | 70274 / 41 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 17530 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 29, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 HARDWICK POND RD, HARDWICK, MA 01082-9001 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57353-240 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 57353/240 |
| Instrument | 69196 |
| Name | COMMONWEALTH MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60613-361 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 60613/361 |
| Instrument | 60238 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62096-134 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 62096/134 |
| Instrument | 30578 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 282 LEO DR, GARDNER, MA 01440-1265 |
| Document Number | 61139-373 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 282 LEO DR GARDNER MA 014401265, GARDNER, MA 01440-1265 |
| Document Number | 61139-373 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 061139/000373 |
| Instrument | 101465 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 29, 2039 |
Source: Worcester County and Gardner City assessment roll as of April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50.00 (-98.98%) | $349,100 (+7.15%) Land $79,500 Building $269,600 | $311,030 |
| 2024 | $4,884.00 (+7.03%) | $325,800 (+15.16%) Land $72,300 Building $253,500 | |
| 2023 | $4,563.00 | $282,900 Land $71,300 Building $211,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277074001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 136 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system MA2103000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures