282 Heritage Ln, Monroe, NY 10950 Property Records

Orange County and Chester Town property record for 282 Heritage Ln, Monroe, NY 10950

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,694 sqft · built 1998
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2014)
Tax Bill	$5,727 (2024)
Deeds & Mortgages	Feb 2021 Refinance Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`332289 35-1-1.-2`

Property Details

APN / Parcel Number

Primary APN	`332289 35-1-1.-2`
Alternative APNs	`228903500000010010000002` `35-1-1.-2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	847 sqft
2nd Floor Area	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Raised
Lot Area	436 sqft (0.01 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	50 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	35-1-1.-2
Street Address	282 HERITAGE LN
City	MONROE
State	NY
Zip	10950-5141
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SR2
Legal Description	WINDRIDGE CONDOSSEC 2B UNIT 28-2 MAP 88-98
Legal Subdivision	WINDRIDGE CONDO
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4005
Census Tract	14302

Owner

282 Heritage Ln, a condominium, is owned and occupied by an individual who acquired it in October 2016.

Source: Orange County and Chester Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	282 HERITAGE LN, MONROE, NY 10950-5141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 4, 2017	Deed of Trust, Mortgage WELLS FARGO BANK NA
Oct 6, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2014 · Amount on File
Deed Sale	Sep 2, 2014 · Amount on File
Prior Sale	Oct 1, 2004 · Amount on File
Deed Book / Page	13789 / 1778
Last Transfer Date	Oct 6, 2016
Transfer Doc	1416000941
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	282 HERITAGE LN, MONROE, NY 10950-5141
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NATIONAL GRANITY TITLE INSURANCE, NATIONAL GRANTE TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009468
Date	Feb 17, 2021
Book Page	14899/494
Instrument	20210009468

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	282 HERITAGE LN, MONROE, NY 10950-5141
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000528
Date	Jan 4, 2017
Book Page	0000014161/0000000945
Instrument	20170000528

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	228 Months
Due	Jan 1, 2036

October 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ORANGE NY
Property Address	282 HERITAGE LN, MONROE, NY 10950-5141
Document Number	0000000529
Instrument Date	Oct 6, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	282 HERITAGE LN MONROE NY 109505141, MONROE, NY 10950-5141

Mortgage

Document Number	0000000529
Date	Jan 4, 2017
Book Page	014161/000965
Instrument	529

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2037

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,000 (-) Building $75,000	$205,300 (+8.17%)
2024	$5,727.00	$75,000 (-) Building $75,000	$189,800 (+3.77%)
2023		$75,000 Building $75,000	$182,900 Building $182,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 282 Heritage Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	33 units insured incl. 16 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Heritage Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HILL FARMS WATER DISTRICT serves 1,868 people · EPA ID NY3505650
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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