282 Heine Ave, Elgin, IL 60123 Property Records

Kane County property record for 282 Heine Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 962 sqft · built 1940
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Nov 2020)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-132-010`

Property Details

APN / Parcel Number

Primary APN	`06-15-132-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	962 sqft
Basement Area	962 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	282 HEINE AVE
City	ELGIN
State	IL
Zip	60123-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLUMBIA PARK ADDN LOT 4 BLOCK 2
Legal Subdivision	COLUMBIA PARK ADDN
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2010
Census Tract	851909

Owner

282 Heine Ave is owned and occupied by an individual who bought it in November 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	282 HEINE AVE, ELGIN, IL 60123-3212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Document Number	202068424
Prior Transfer Date	Apr 3, 2016
Prior Transfer Doc	0000022660
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 9, 2020
Property Address	282 HEINE AVE, ELGIN, IL 60123-3212
Document Number	0000068424
Instrument Date	Oct 28, 2020
Instrument	2020K068424
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 HEINE AVE, ELGIN, IL 60123-3212

Mortgage

Document Number	0000068425
Date	Nov 9, 2020
Instrument	2020K068425

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050
Prepayment Penalty	00 Months

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 282 Heine Ave was $4,518 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 Homeowner's exemption	$67,227 (+8.57%) Land $15,540 Building $51,687	$201,762 (+8.57%) Land $46,639 Building $155,123
2024		$61,920 Land $14,313 Building $47,607	$185,834 Land $42,956 Building $142,878
2022	$3,902.00 (+4.92%) Homeowner's exemption	$51,008 (+6.96%) Land $11,791 Building $39,217	$153,024 (+6.96%) Land $35,373 Building $117,651
2021	$3,719.00 Homeowner's exemption	$47,689 Land $11,024 Building $36,665	$143,067 Land $33,072 Building $109,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 282 Heine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Heine Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20