282 Harvard Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 282 Harvard Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,568 sqft · built 1986
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Oct 2012)
Tax Bill	$14,483 (2025)
Deeds & Mortgages	Jun 2021 Refinance Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-4 0032-2`

Property Details

APN / Parcel Number

Primary APN	`R-4 0032-2`
Alternative APNs	`STOW M:000R-4 P:032-2` `M:000R=4 P:032 =2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	4,900 sqft
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,010 sqft (2.25 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R-4 0032-2
Street Address	282 HARVARD RD
City	STOW
State	MA
Zip	01775-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3016
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records · APN R-4 0032-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	282 HARVARD RD, STOW, MA 01775-1066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit WORKERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2012 · Amount on Record
Deed Sale	Oct 16, 2012 · Amount on Record
Prior Sale	Feb 04, 1991 · Amount on Record
Deed Book / Page	60251 / 232
Transfer Doc	54806-337
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	282 HARVARD RD, STOW, MA 01775-1066
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077951-374
Date	Jun 07, 2021
Book Page	77951/374
Instrument	128048

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	282 HARVARD RD, STOW, MA 01775-1066
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084926-554
Date	Nov 25, 2025
Book Page	84926/554
Instrument	144986

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2045

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,483.00 (-1.69%)	$831,400 (-4.23%) Land $377,300 Building $454,100	$835,715
2024	$14,732.00 (+8.68%)	$868,100 (+16.1%) Land $414,000 Building $454,100
2023	$13,556.00	$747,700 Land $371,000 Building $376,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 55 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harvard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures