282 Hamilton Dr, Columbus, NC 28722 Property Records

Polk County property record for 282 Hamilton Dr, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 7,721 sqft · built 1998
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Trust Names on Record
Tax Bill	$13,098 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P86-106`

Property Details

APN / Parcel Number

Primary APN	`P86-106`
Alternative APN	`56128`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Building Area	7,721 sqft Finished Area
Basement Area	1,122 sqft
Finished Basement	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	326,700 sqft (7.5 acres)
Garage Area	1,326 sqft
Parking Spaces	5 Parking Spaces
Pool Area	648 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56128
Street Address	282 HAMILTON DR
City	COLUMBUS
State	NC
Zip	28722-0196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT B, 0E04 EQUESTRIAN ESTATES
Legal Subdivision	EQUESTRIAN
Legal Lot Number	B
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1014
Census Tract	920104

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	282 HAMILTON DR, COLUMBUS, NC 28722-0196
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · ARM ENTEGRA BANK
Sep 10, 2018	Deed of Trust, Mortgage UNITED BANK
Nov 1, 2024	Deed of Trust, Mortgage · Line of Credit ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 1999
Deed Sale	Aug 26, 1999
Prior Sale	Dec 31, 1997
Deed Book / Page	242 / 2141
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	282 HAMILTON DR, COLUMBUS, NC 28722-0196
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000434/0000000304
Date	Jun 19, 2018
Book Page	0000000434/0000000304
Instrument	004706300016

Lender

Name	ENTEGRA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Jul 1, 2025
Index	Other

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	282 HAMILTON DR, COLUMBUS, NC 28722-0196
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000435/0000002014
Date	Sep 10, 2018
Book Page	0000000435/0000002014

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	292 Months
Due	Jan 1, 2043

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	282 HAMILTON DR, COLUMBUS, NC 28722-0196
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00488/1492
Date	Nov 1, 2024
Book Page	488/1492

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 19, 2018
Property Address	282 HAMILTON DR, COLUMBUS, NC 28722-0196
Document Number	000434/299
Book / Page	434 / 299
Instrument Date	Jun 18, 2018
Instrument	004706290005
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	282 HAMILTON DR, COLUMBUS, NC 28722-0196

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,098.00	$2,505,836 (-) Land $308,500 Building $2,197,336	$2,505,836 (-) Land $308,500 Building $2,197,336
2025	$13,098.00 (+12.38%)	$2,505,836 (+36.9%) Land $308,500 Building $2,197,336	$2,505,836 (+36.9%) Land $308,500 Building $2,197,336
2023	$11,655.00	$1,830,359 Land $180,500 Building $1,649,859
2021			$1,830,359 Land $180,500 Building $1,649,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fiber · Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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