282 Goodwin Creek Rd, Freeport, FL 32439 Property Records

Walton County property record for 282 Goodwin Creek Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2006
Lot Size	0.866 acres (37,733 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2019)
Tax Bill	$1,002 (2024)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1S-19-23100-00D-0030`

Property Details

APN / Parcel Number

Primary APN	`07-1S-19-23100-00D-0030`
Alternative APN	`1009980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,846 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,733 sqft (0.866 acres)
Garage Type	Finished
Garage Area	462 sqft
Porch	Porch
Porch Area	96 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1009980
Street Address	282 GOODWIN CREEK RD
City	FREEPORT
State	FL
Zip	32439-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK D MAGNOLIA LANDING PH I S/D PB 14-72 OR 2498-74 OR 2716-3428 OR 3098-2066
Legal Range	19W
Legal Township	01S
Legal Section	07
Legal Subdivision	MAGNOLIA LANDING PHI S/D 01R
Legal Phase	1
Legal Block	D
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2025
Census Tract	950502

Owner

282 Goodwin Creek Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	282 GOODWIN CREEK RD, FREEPORT, FL 32439-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Warranty Deed, Transfer NAVY FCU
Feb 28, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Apr 26, 2006 · Amount on File
Deed Document Number	0030982066
Deed Book / Page	3098 / 2066
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2019
Property Address	282 GOODWIN CREEK RD, FREEPORT, FL 32439-2723
Document Number	0030982066
Book / Page	003098 / 002066
Instrument Date	Feb 28, 2019
Instrument	6094
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	282 GOODWIN CREEK RD FREEPORT FL 324392723, FREEPORT, FL 32439-2723

Mortgage

Document Number	30982068
Date	Feb 28, 2019
Book Page	003098/002068
Instrument	6095

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	282 GOODWIN CREEK RD, FREEPORT, FL 32439-2723
Document Number	0031313866
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PINE ST FREEPORT FL 324393159, FREEPORT, FL 32439-3159

Mortgage

Document Number	0031313866
Date	Jan 31, 2020
Book Page	003131/003866
Instrument	3407

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,740 Land $38,400 Building $137,340	$175,740 Land $38,400 Building $137,340
2024	$1,002.00 (+4.81%)
2023	$956.00 (+5.87%) Homeowner's exemption	$176,094 (+7.15%) Land $35,578 Building $140,516	$176,094 (+7.15%) Land $35,578 Building $140,516
2022	$903.00 Homeowner's exemption	$164,342 Land $39,491 Building $124,851	$164,342 Land $39,491 Building $124,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 282 Goodwin Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Goodwin Creek Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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