282 Gobblers Neck Dr, Nebo, NC 28761 Property Records

McDowell County property record for 282 Gobblers Neck Dr, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	6 bd · 5 ba · 2,612 sqft · built 2008
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Company Names on Record
Last Sale	$1,400,000 (Aug 2020)
Tax Bill	$9,410 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1733-00-46-0767`

Property Details

APN / Parcel Number

Primary APN	`1733-00-46-0767`
Alternative APN	`72883`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Building Area	2,612 sqft Heated Area
Gross Area	6,436 sqft
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asbestos
Lot Area	67,518 sqft (1.55 acres)
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	72883
Street Address	282 GOBBLERS NECK DR
City	NEBO
State	NC
Zip	28761-8945
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LT 26 OLD WILDLIFE CLUB
Legal Subdivision	OLD WILFIRE CLUB
Legal Lot Number	26
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1001
Census Tract	970200

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	282 GOBBLERS NECK DR, NEBO, NC 28761-8945
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	20203977
Deed Book / Page	1318 / 826
Last Transfer Date	Feb 8, 2025
Transfer Doc	0014910909
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	282 GOBBLERS NECK DR, NEBO, NC 28761-8945
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013840216
Date	Jan 12, 2022
Book Page	1384/216
Instrument	2022000245

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Feb 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.75%
Index	Other
Max Rate	6.75%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 13, 2020
Property Address	282 GOBBLERS NECK DR, NEBO, NC 28761-8945
Document Number	0013180826
Book / Page	1318 / 826
Map Reference	MB 13 PG 29-38
Instrument Date	Aug 7, 2020
Instrument	2020003977
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 MONTMORENCI XING, 342, FORT MILL, SC 29715-7836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 CEDAR HILL DR, ASHEVILLE, NC 28803-3043

Mortgage

Document Number	2020003978
Date	Aug 13, 2020
Instrument	2020003978

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Margin	2
Max Rate	7.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 17, 2018
Property Address	282 GOBBLERS NECK DR, NEBO, NC 28761-8945
Document Number	0012440608
Book / Page	001244 / 000608
Instrument Date	May 16, 2018
Instrument	2235
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	342 MONTMORENCI XING FORT MILL SC 297157836, FORT MILL, SC 29715-7836

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,410.00 (+1.4%)	$1,408,770 (+1.4%) Land $325,000 Building $1,083,770
2023	$9,280.00	$1,389,270 Land $325,000 Building $1,064,270	$1,408,770 Land $325,000 Building $1,083,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1994–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	500 / 500

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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