Clay County property record for 282 Eagle Fork Trl, Hayesville, NC 28904 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,440 sqft Heated Area |
| Lot Size | 34,412 sqft (0.789 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2017) |
| Tax Bill | $885.00 (2025) |
| Primary APN | 640900760196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,440 sqft Heated Area |
| Year Built | Built 2004 |
|---|---|
| Lot Area | 34,412 sqft (0.789 acres) |
| Account Number | 615179000 |
|---|---|
| Street Address | 282 EAGLE FORK TRL |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-8333 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5H3 EAGLE FORK |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY NC |
| Minor Civil Division | SHOOTING CREEK |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 950101 |
Source: Clay County records · APN 640900760196
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 282 EAGLE FORK TRL, HAYESVILLE, NC 28904-8333 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 10, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on Record |
| Deed Sale | Jan 10, 2017 · Amount on Record |
| Deed Doc Number | 0000407150 |
| Deed Book / Page | 407 / 150 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 282 EAGLE FORK TRL, HAYESVILLE, NC 28904-8333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000F16/10 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | F16/10 |
| Instrument | 2021003252 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WINTERVILLE, NC 28590 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jan 10, 2017 |
| Property Address | 282 EAGLE FORK TRL, HAYESVILLE, NC 28904-8333 |
| Document Number | 00407/0150 |
| Book / Page | 407 / 0150 |
| Map Reference | CAB 5 SL 965 |
| Instrument Date | Jan 04, 2017 |
| Instrument | 2017000064 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6790 SW 102ND CT, 6790, CEDAR KEY, FL 32625-2786 |
| Name | Verified Name |
|---|---|
| Address | 3544 WOODS EDGE DR, GRIFTON, NC 28530-7334 |
| Document Number | 2017000065 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 2017000065 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $885.00 (+12.74%) | $167,200 (-) Land $30,000 Building $137,200 | $167,200 (-) Land $30,000 Building $137,200 |
| 2023 | $785.00 | $167,200 Land $30,000 Building $137,200 | $167,200 Land $30,000 Building $137,200 |
282 Eagle Fork Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Clay County (37043C), updated May 4, 2009
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 66th percentile of exposed land nationally · 88th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 407 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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