Oswego County and Schroeppel Town property record for 282 Co Rte 57, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,640 sqft · built 1948 |
| Lot Size | 0.585 acres (25,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,759 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355489 314.01-01-03 |
| Primary APN | 355489 314.01-01-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 776 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 288 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 25,500 sqft (0.585 acres) |
| Lot Dimensions | 300 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 282 COUNTY ROUTE 57 |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LHL TRACT 171-012-000 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 20905 |
282 Co Rte 57 is owned and occupied by an individual.
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 282 COUNTY ROUTE 57, PHOENIX, NY 13135-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Sep 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage LCLRC HLDGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 282 COUNTY ROUTE 57, PHOENIX, NY 13135-2407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 282 COUNTY ROUTE 57, PHOENIX, NY 13135-2407 |
| Document Number | 0000000322 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | R-2021-010322 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 268 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 282 COUNTY ROUTE 57, PHOENIX, NY 13135-2407 |
| Document Number | 0000009805 |
| Instrument Date | Sep 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | AMROCK INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | MAIN ST PHOENIX NY 13135, PHOENIX, NY 13135 |
| Document Number | 0000009805 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 9805 |
| Name | LCLRC HLDGS LLC |
|---|---|
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2048 |
The 2026 property tax bill for 282 Co Rte 57 was $4,759 with a homeowner's exemption, down 4.5% from the year before.
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,759.00 (-4.5%) Homeowner's exemption | ||
| 2025 | $4,983.00 | $87,000 Land $10,700 Building $76,300 | $193,333 Land $23,778 Building $169,555 |
| 2023 | $87,000 Land $10,700 Building $76,300 | $158,182 Land $19,455 Building $138,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 282 Co Rte 57 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 Co Rte 57 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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