Madison County and Sullivan Town property record for 282 Cliff Rd, Chittenango, NY 13037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,040 sqft · built 1988 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,500 (Mar 2016) |
| Tax Bill | $8,321 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance Mar 2023 Refinance + 2 more |
| APN | 254801 41.83-1-7 |
| Primary APN | 254801 41.83-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 912 sqft |
| 2nd Floor Area | 1,128 sqft |
| Game Room | Game Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 268 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 374 sqft |
| Patio Area | 525 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5261.2 |
|---|---|
| Street Address | 282 CLIFF RD |
| City | CHITTENANGO |
| State | NY |
| Zip | 13037-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | SULLIVAN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30402 |
Source: Madison County and Sullivan Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 282 CLIFF RD, CHITTENANGO, NY 13037-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU |
| Mar 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU |
| Nov 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI EMPOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2016 · Amount on Record |
| Deed Sale | Mar 11, 2016 · Amount on Record |
| Prior Sale | May 18, 2015 · Amount on Record |
| Deed Book / Page | 2016 / 1188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 282 CLIFF RD, CHITTENANGO, NY 13037-1635 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000556 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024-1556 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 282 CLIFF RD, CHITTENANGO, NY 13037-1635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000269 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023-1269 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 282 CLIFF RD, CHITTENANGO, NY 13037-1635 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000288 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-8288 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 282 CLIFF RD, CHITTENANGO, NY 13037-1635 |
| Document Number | 0000001844 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 282 CLIFF RD CHITTENANGO NY 130371635, CHITTENANGO, NY 13037-1635 |
| Document Number | 0000001844 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 1844 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 21, 2035 |
Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| County Subdivision | Sullivan Town |
| Municipality | Chittenango Village |
| Unified School District | Chittenango Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,321.00 (+119.32%) | ||
| 2025 | $3,794.00 | $169,500 (-) Land $16,500 Building $153,000 | $284,874 (+15.97%) Land $27,731 Building $257,143 |
| 2023 | $169,500 Land $16,500 Building $153,000 | $245,652 Land $23,913 Building $221,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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