282 Clark St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 282 Clark St, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,680 sqft · built 1970
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Tax Bill$1,167 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN173A-33-02-002

Property Details

APN / Parcel Number

Primary APN173A-33-02-002
Alternative APN
  • 11455

Interior

Full Baths1 Bath
Building Area1,680 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area17,424 sqft (0.4 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area192 sqft
Patio Area192 sqft
Utility Building112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number11455
Street Address282 CLARK ST
CityPONTOTOC
StateMS
Zip38863-1604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.4 PT LOTS 4-5 DWKNOX NE1/4 476-303 9/88 20203641 9/28/20 20232445 6/20/23 BACK LOT 282 CLARK 662 871 9928
Legal Lot Number4-5,282
JurisdictionPONTOTOC MS
Township / Civil Division5
Census Block Group1
Census Block1019
Census Tract950300

Owner

Source: Pontotoc County records · APN 173A-33-02-002

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address282 CLARK ST, PONTOTOC, MS 38863-1604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2025Warranty Deed, Transfer
GUM TREE MORTGAGE LLC
Jun 20, 2023Deed of Trust, Mortgage
OXFORD UNIVERSITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2025
Deed SaleSep 05, 2025
Deed Document Number2025003328
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC MS
Recording DateSep 05, 2025
Property Address282 CLARK ST, PONTOTOC, MS 38863-1604
Document Number2025003328
Instrument DateSep 04, 2025
Instrument2025003328
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 S BROOKS ST, PONTOTOC, MS 38863-2950

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address282 CLARK ST, PONTOTOC, MS 38863-1604

Mortgage

Document Number2025003329
DateSep 05, 2025
Instrument2025003329
Lender
NameGUM TREE MORTGAGE LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address282 CLARK ST, PONTOTOC, MS 38863-1604
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2656 VETERANS HWY E, PONTOTOC, MS 38863-6167

Mortgage

Document Number2023002446
DateJun 20, 2023
Instrument2023002446
Lender
NameOXFORD UNIVERSITY BANK
TypeBank
Agreement
AmountAmount Recorded
Term61 Months
DueJun 30, 2028

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,167.00 (+4.2%)$8,789 (-)$58,593 (-) Land $4,520 Building $54,073
2023$1,120.00$8,789$58,593 Land $4,520 Building $54,073

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · other causes

Wildfire

Wildfire RiskModerate
above 50% of the US · above 55% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber
10,000 / 10,000
AT&T
Fiber
5,000 / 5,000
Tombigbee Electric Power Association
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Telapex
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 33 locations within half a mile of this property.

Nearby Properties on Clark St

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