282 Burnt Wharf Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 282 Burnt Wharf Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,408 sqft · built 1980
Lot Size	1.14 acres (49,658 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Nov 2019)
Tax Bill	$36 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26 122`

Property Details

APN / Parcel Number

Primary APN	`26 122`
Alternative APN	`7027`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,408 sqft Living Area
Gross Area	5,800 sqft
1st Floor Area	2,408 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Area	1,064 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	240 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7027
Street Address	282 BURNT WHARF RD
City	LANCASTER
State	VA
Zip	22503-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MYERS CREEK 1.14 AC LR19/1815 DB351/685-P
Legal Subdivision	MYERS CREEK
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4028
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11200 WASHINGTON HWY, GLEN ALLEN, VA 23059-1976
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK
Nov 8, 2019	Special Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	20191815
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	282 BURNT WHARF RD, LANCASTER, VA 22503-4135
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000871
Date	Mar 25, 2021
Instrument	210000871

Lender

Name	CITIZENS & FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 8, 2019
Property Address	282 BURNT WHARF RD, LANCASTER, VA 22503-4135
Document Number	190001815
Instrument Date	Nov 1, 2019
Instrument	190001815
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11200 WASHINGTON HWY, GLEN ALLEN, VA 23059-1976

Mortgage

Document Number	190001816
Date	Nov 8, 2019
Instrument	190001816

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36.00 (-98.84%)	$668,700 (+35.5%) Land $215,000 Building $453,700	$668,700 (+35.5%) Land $215,000 Building $453,700
2023	$3,109.00	$493,500 Land $200,000 Building $293,500	$493,500 Land $200,000 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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