282 Bayshore Dr, Freeport, FL 32439 Property Records

Walton County property record for 282 Bayshore Dr, Freeport, FL 32439

Property Summary

Property Type	Other
Details	2 bd · 1 ba · 920 sqft · built 1992
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Aug 2022)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`19-1S-20-32000-037-0000`

Property Details

APN / Parcel Number

Primary APN	`19-1S-20-32000-037-0000`
Alternative APNs	`19-120-32000-037-0000` `1032169`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	40 sqft
Patio Area	550 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	282 BAYSHORE DR
City	FREEPORT
State	FL
Zip	32439-2105
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	BAYN
Legal Description	COM AT SW/C OF NE1/4 OF SW1/4 FRACTIONAL SEC 19-1S-20W, S 00 DEG 07E 258FT, N 62 DEG 53E 145FT, N 10FT TO POB, N 62 DEG 53E 75FT, N 16 DEG 23W 200FT S 62 DEG 53W 75FT, S 16 DEG 23E 200FT TO POB. DESIGNATED AS LOT 3 ALSO TO INCLUDE: COM NW/C OF SW4
Legal Range	020
Legal Township	01S
Legal Section	19
Legal Block	3700
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3011
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 LAKEVIEW RD NW, FORT WALTON BEACH, FL 32547-1615
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 1, 2024	Deed of Trust, Mortgage MICHAEL BELL
Aug 4, 2022	Warranty Deed, Transfer GULF COAST BANK & TRUST CO
Jun 19, 2020	Warranty Deed, Transfer MOULTON LAND TITLE INC
Jul 20, 2018	Warranty Deed, Transfer JIMMY C REECE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	202235812
Deed Book / Page	3262 / 2030
Last Transfer Date	Mar 18, 2024
Transfer Doc	0033241272
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Aug 21, 2026
Property Address	282 BAYSHORE DR, FREEPORT, FL 32439-2105
Document Number	0000034811
Book / Page	3410 / 1010
Instrument Date	Jul 27, 2026
Instrument	202634811
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 BAYSHORE DR, FREEPORT, FL 32439-2105

Mortgage

Document Number	0000034811,
Date	Aug 21, 2026
Book Page	3410/1010
Instrument	202634811

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Aug 28, 2026
Property Address	282 BAYSHORE DR, FREEPORT, FL 32439-2105
Document Number	0000035828
Book / Page	3411 / 169
Instrument Date	Mar 27, 2026
Instrument	202635828
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 BAYSHORE DR, FREEPORT, FL 32439-2105

Mortgage

Document Number	0000035828,
Date	Aug 28, 2026
Book Page	3411/169
Instrument	202635828

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	282 BAYSHORE DR, FREEPORT, FL 32439-2105
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 LAKEVIEW RD NW, FORT WALTON BEACH, FL 32547-1615

Mortgage

Document Number	0033142349
Date	Feb 1, 2024
Book Page	3314/2349
Instrument	20240003591

Lender

Name	MICHAEL BELL
Type	Private Party
Address	3317 13TH PL, KENOSHA, WI 53144

Agreement

Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 4, 2022
Property Address	282 BAYSHORE DR, FREEPORT, FL 32439-2105
Document Number	0032622030
Book / Page	3262 / 2030
Instrument Date	Jul 29, 2022
Instrument	20220035812
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3494 BUCKHORN DR, 3494, CRESTVIEW, FL 32539-8605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	602 LAKEVIEW RD NW, FORT WALTON BEACH, FL 32547-1615

Mortgage

Document Number	0032622033
Date	Aug 4, 2022
Instrument	3262/2033

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Jul 29, 2023

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 19, 2020
Property Address	282 BAYSHORE DR, FREEPORT, FL 32439-2105
Document Number	0031464965
Book / Page	003146 / 004965
Instrument Date	Jun 17, 2020
Instrument	21155
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 BAYSHORE DR FREEPORT FL 324392105, FREEPORT, FL 32439-2105

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 20, 2018
Property Address	282 BAYSHORE DR, FREEPORT, FL 32439-2105
Document Number	0030794423
Book / Page	003079 / 004423
Instrument Date	Jul 12, 2018
Instrument	24233
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	BRADLEY TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 BAYSHORE DR FREEPORT FL 324392105, FREEPORT, FL 32439-2105

Mortgage

Document Number	30794424
Date	Jul 20, 2018
Book Page	003079/004424
Instrument	24234

Lender

Name	JIMMY C REECE
Address	133 GOFORTH RD, PIKEVILLE, TN 37367-6424
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jul 19, 2030

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,778.00 (-1.31%)	$337,100 (-) Land $327,600 Building $9,500	$337,100 (-) Land $327,600 Building $9,500
2024	$2,815.00 (-9.75%)	$337,100 (-10.13%) Land $327,600 Building $9,500	$337,100 (-10.13%) Land $327,600 Building $9,500
2023	$3,119.00 (+168.65%)	$375,100 (+175.76%) Land $327,600 Building $47,500	$375,100 (+175.76%) Land $327,600 Building $47,500
2022	$1,161.00	$136,026 Land $130,126 Building $5,900	$136,026 Land $130,126 Building $5,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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