282 Atlantic Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 282 Atlantic Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,862 sqft · built 1960
Lot Size	0.345 acres (15,011 sqft)
Owner	2 Trust Names on File
Last Sale	$1,150,000 (Jun 2022)
Tax Bill	$11,981 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0032 B:0030 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0032 B:0030 L:0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	3,596 sqft
Basement Area	1,694 sqft
Unfinished Basement	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,011 sqft (0.345 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	282 ATLANTIC AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	30
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	5
Census Block	5007
Census Tract	202200

Owner

282 Atlantic Ave is owner-occupied and held in a trust since August 2025.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	282 ATLANTIC AVE, SWAMPSCOTT, MA 01907-1638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Jun 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Sep 7, 2018	Personal Representative Deed, Transfer · Conventional Mortgage NATIONAL GRAND BK/MARBLEHEAD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	202220220616003380
Deed Book / Page	41006 / 339
Last Transfer Date	Aug 7, 2025
Transfer Doc	042875-508
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	282 ATLANTIC AVE, SWAMPSCOTT, MA 01907-1638
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042831-334
Date	Jul 16, 2025
Book Page	42831/334
Instrument	20250716000070

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jun 16, 2022
Property Address	282 ATLANTIC AVE, SWAMPSCOTT, MA 01907-1638
Document Number	041006-339
Book / Page	41006 / 339
Instrument Date	Jun 15, 2022
Instrument	20220616003380
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	282 ATLANTIC AVE, SWAMPSCOTT, MA 01907-1638

Mortgage

Document Number	220616003410
Date	Jun 16, 2022
Instrument	220616003410

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Sep 7, 2018
Property Address	282 ATLANTIC AVE, SWAMPSCOTT, MA 01907-1638
Document Number	36997-356
Book / Page	036997 / 000356
Instrument Date	Sep 4, 2018
Instrument	7002120
Transaction Type	Transfer
Record Updated	Sep 28, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,306.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	330 PARADISE RD SWAMPSCOTT MA 019072946, SWAMPSCOTT, MA 01907-2946

Mortgage

Document Number	36997-358
Date	Sep 7, 2018
Book Page	036997/000358
Instrument	7002130

Lender

Name	NATIONAL GRAND BK/MARBLEHEAD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 282 Atlantic Ave was $11,981, up 6.2% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,981.00 (+6.23%)	$998,400 (+1.54%) Land $411,400 Building $587,000	$1,127,739 (-16.24%)
2025	$11,278.00	$983,300 Land $411,400 Building $571,900	$1,346,435
2023	$9,448.00	$804,800 Land $376,100 Building $428,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 282 Atlantic Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	35 units insured incl. 2 condo units
Nearby Flood Claims	4 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 282 Atlantic Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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