282 Appaloosa Loop, Cedar City, UT 84721 Property Records

Iron County property record for 282 Appaloosa Loop, Cedar City, UT 84721

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,874 sqft · built 1977
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$355,030 (Mar 2026)
Tax Bill	$1,327 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2026 Mortgage + 1 more
APN	`A-0878-0004-0001`

Property Details

APN / Parcel Number

Primary APN	`A-0878-0004-0001`
Alternative APNs	`A-0878-0004-001S` `28511-1` `0028511` `0503157`

Interior

Full Baths	2 Baths
Building Area	1,874 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Account Number	0503157
Street Address	282 APPALOOSA LOOP
City	CEDAR CITY
State	UT
Zip	84721-7288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LOT 1, BLK 4, AMENDED PLAT OF LOT 1, BLK 4, SPANISH TRAIL ESTATES, UNIT 2.
Legal Subdivision	SPANISH TRAIL ESTATES
Legal Block	4
Legal Lot Number	1
Legal Unit	2
Jurisdiction	IRON UT
Township / Civil Division	CEDAR CITY
Census Block Group	1
Census Block	1021
Census Tract	110201

Owner

282 Appaloosa Loop is owned and occupied by an individual who bought it in March 2026.

Source: Iron County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	282 APPALOOSA LOOP, CEDAR CITY, UT 84721-7288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LUMINATE BANK
Mar 13, 2026	Deed of Trust, Mortgage · FHA Mortgage LUMINATE BANK
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	2026845513
Deed Book / Page	1750 / 898
Prior Transfer Date	Feb 26, 2016
Prior Transfer Doc	01337/0039
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	282 APPALOOSA LOOP, ENOCH, UT 84721-7288
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMERICAN FIRST ESCROW AND TITLE, AMERICAN FIRST ESCROW & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001750/920
Date	Mar 13, 2026
Book Page	1750/920
Instrument	845515

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	282 APPALOOSA LOOP, ENOCH, UT 84721-7288
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMERICAN FIRST ESCROW AND TITLE, AMERICAN FIRST ESCROW & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S PINTO CANYON RD, NEWCASTLE, UT 84756

Mortgage

Document Number	001750/900
Date	Mar 13, 2026
Book Page	1750/900
Instrument	845514

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	282 APPALOOSA LOOP, CEDAR CITY, UT 84721-7288
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001526/406
Date	Dec 31, 2020
Book Page	1526/406
Instrument	759707

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 282 Appaloosa Loop was $1,327, up 10.1% from the year before.

Source: Iron County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Iron County
Municipality	Enoch City
Unified School District	Iron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,327.00 (+10.12%)	$181,241 (+9.76%) Land $52,250 Building $128,991	$329,529 (+9.76%) Land $95,000 Building $234,529
2025	$1,205.00	$165,121 Land $45,650 Building $119,471	$300,220 Land $83,000 Building $217,220
2023	$1,244.00	$167,905 Land $116,115 Building $51,790	$305,288 Land $94,168 Building $211,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 282 Appaloosa Loop; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Appaloosa Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SC Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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