282-A Versant Ln, Cullowhee, NC 28723 Property Records

Jackson County property record for 282-A Versant Ln, Cullowhee, NC 28723

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,420 sqft · built 2019
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7563-02-4725`

Property Details

APN / Parcel Number

Primary APN	`7563-02-4725`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	912 sqft
Basement Area	508 sqft
Finished Basement	508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	282-A VERSANT LN
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Other
Property Type	Other > Other Improved
Legal Description	UN 28A CLUB LODGES AT TRILLIUM
Legal Subdivision	CLUB LODGES AT TRILLIUM
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2073
Census Tract	950800

Owner

282-A Versant Ln is owned by a company.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	15150 N HAYDEN RD, 210, SCOTTSDALE, AZ 85260-2514
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage VACATION OWNSHP TITLE AGENCY INC, VACATION OWNERSHIP TITLE
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage VACATION OWNSHP TITLE AGENCY INC, VACATION OWNERSHIP TITLE
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage VACATION OWNERSHIP TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Aug 13, 2026
Property Address	282-A VERSANT LN, CULLOWHEE, NC 28723
Document Number	2426000435
Book / Page	2426 / 435
Instrument Date	Apr 7, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	VACATION OWNSHP TITLE AGENCY INC, VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Investor	Possibly a Property Investor

Mortgage

Document Number	2426000435,
Date	Aug 13, 2026
Book Page	2426/435

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	May 6, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Aug 13, 2026
Property Address	282-A VERSANT LN, CULLOWHEE, NC 28723
Document Number	2426000495
Book / Page	2426 / 495
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	VACATION OWNSHP TITLE AGENCY INC, VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Investor	Possibly a Property Investor

Mortgage

Document Number	2426000495,
Date	Aug 13, 2026
Book Page	2426/495

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	116 Months
Due	Apr 30, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	May 28, 2026
Property Address	282-A VERSANT LN, CULLOWHEE, NC 28723
Document Number	2421000428
Book / Page	2421 / 428
Instrument Date	Mar 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Investor	Possibly a Property Investor

Mortgage

Document Number	2421000428,
Date	May 28, 2026
Book Page	2421/428

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Mar 11, 2036

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 282-A Versant Ln was $1,809.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$476,260 Land $50,000 Building $426,260
2025	$1,809.00
2023	$968.00	$254,980 Land $30,000 Building $224,980

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 282-A Versant Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282-A Versant Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Versant Ln

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