28198 E Matterhorn Rd, Polson, MT 59860 Property Records

Lake County property record for 28198 E Matterhorn Rd, Polson, MT 59860

Property Summary

Property Type	Residential Vacant Land
Details	1 bd · 212 sqft · built 2015
Lot Size	0.654 acres (28,500 sqft)
Owner	2 Company Names on File
Last Sale	$328,100 (Jul 2021)
Tax Bill	$4,483 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R151595`

Property Details

APN / Parcel Number

Primary APN	`R151595`
Alternative APNs	`15-3468-34-2-03-05-0000` `0000001122`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	212 sqft Living Area
1st Floor Area	212 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	28,500 sqft (0.654 acres)
Lot Dimensions	283 ft deep x 100 ft wide
Terrain	Steep
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	0000001122
Street Address	28198 E MATTERHORN RD
City	POLSON
State	MT
Zip	59860
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ROCKY POINT SUBD NO 1, S34, T24 N, R20 W, LOT 014, ACRES 0.65
Legal Range	20W
Legal Township	24N
Legal Section	34
Legal Subdivision	ROCKY POINT SUBD NO 1
Legal Lot Number	14
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2033
Census Tract	940306

Owner

Source: Lake County assessment roll, as of September 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6922 SHAVER DR, MISSOULA, MT 59803-8504
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 10, 2017	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Apr 10, 2017
Deed Document Number	2021590458
Last Transfer Date	Sep 19, 2024
Transfer Doc	0000613815
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 26, 2021
Property Address	E MATTERHORN RD, POLSON, MT 59860
Document Number	590458
Instrument Date	Jul 14, 2021
Instrument	590458
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3107 E MACDONALD DR, 3107, BILLINGS, MT 59102-0543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6922 SHAVER DR, MISSOULA, MT 59803-8504

Mortgage

Document Number	590460
Date	Jul 26, 2021
Instrument	590460

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 10, 2017
Property Address	E MATTERHORN RD, POLSON, MT 59860
Document Number	554381
Instrument Date	Apr 10, 2017
Instrument	554381
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 E MACDONALD DR, BILLINGS, MT 59102-0543

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,483.00 (+35.36%)	$930,000 (+102.17%)	$930,000 (+102.17%) Land $930,000
2023	$3,312.00	$460,000	$460,000 Land $460,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CommunityTel Fixed Wireless	25 / 10

May also be available: Lumen Technologies.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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