2819 N Orr Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2819 N Orr Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,885 sqft · built 2018
Lot Size	2.94 acres (128,066 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,966 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-13-1027-004`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-13-1027-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,885 sqft Living Area
1st Floor Area	2,343 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	128,066 sqft (2.94 acres)
Garage Area	1,207 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2819 N ORR RD
City	HEMLOCK
State	MI
Zip	48626-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT NE CORN OF SEC TH S 943.84 FT TH W 215 FT TO POB TH S 200.05 FT TH E 50 FT TH S 77.53 FT TH W 497.02 FT TH N 278.53 FT
Legal Range	02E
Legal Township	12N
Legal Section	13
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1030
Census Tract	12100

Owner

2819 N Orr Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2819 N ORR RD, HEMLOCK, MI 48626-8407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Aug 23, 2019	Quit Claim Deed, Mortgage FRANKENMUTH CU
Oct 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 13, 2019
Transfer Doc	202019021223
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2819 N ORR RD, HEMLOCK, MI 48626-8407
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 N ORR RD, HEMLOCK, MI 48626-8407

Mortgage

Document Number	2021015497
Date	Apr 22, 2021
Instrument	2021015497

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 23, 2019
Property Address	2819 N ORR RD, HEMLOCK, MI 48626-8407
Document Number	0000021223
Instrument Date	Aug 13, 2019
Instrument	21223
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2819 N ORR RD HEMLOCK MI 486268407, HEMLOCK, MI 48626-8407

Mortgage

Document Number	21224
Date	Aug 23, 2019
Instrument	21224

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 22, 2034

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 27, 2017
Property Address	2819 N ORR RD, HEMLOCK, MI 48626-8407
Instrument Date	Oct 25, 2017
Instrument	29152
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2605 N ORR RD HEMLOCK MI 486268409, HEMLOCK, MI 48626-8409

Mortgage

Document Number	0000029152
Date	Oct 27, 2017
Instrument	29152

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2819 N Orr Rd was $8,966 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,900 (+16.39%)	$661,800 (+16.39%)
2025	$8,966.00 Homeowner's exemption	$284,300	$568,600
2023		$245,800	$491,600
2022	$7,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2819 N Orr Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2819 N Orr Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G and 4G LTE (outdoors only)

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