2819 Ginger Dr, West Plains, MO 65775 Property Records

Howell County property record for 2819 Ginger Dr, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1984
Lot Size	0.373 acres (16,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,600 (Apr 2020)
Tax Bill	$990 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-3.2-07-004-007-018.00000`

Property Details

APN / Parcel Number

Primary APN	`15-3.2-07-004-007-018.00000`

Interior

Building Area	1,092 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	16,250 sqft (0.373 acres)
Lot Dimensions	125 ft deep x 130 ft wide

Location & Zoning

Street Address	2819 GINGER DR
City	WEST PLAINS
State	MO
Zip	65775-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYHAVEN 4TH SUB NWSE1/4, SWSE1/4, PT SESE1/4
Legal Range	08W
Legal Township	24N
Legal Section	07
Legal Subdivision	WAYHAVEN SUB 4TH ADD 55
Legal Block	12
Legal Lot Number	11
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1013
Census Tract	90802

Owner

Source: Howell County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2819 GINGER DR, WEST PLAINS, MO 65775-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 20, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	20201716
Prior Transfer Date	Jul 6, 2018
Prior Transfer Doc	2018R3261
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	2819 GINGER DR, WEST PLAINS, MO 65775-1571
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 GINGER DR, WEST PLAINS, MO 65775-1571

Mortgage

Document Number	02023R1258
Date	Mar 31, 2023
Instrument	2023R1258

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	2819 GINGER DR, WEST PLAINS, MO 65775-1571
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R3416
Date	Jun 22, 2021
Instrument	2021R3416

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Apr 20, 2020
Property Address	2819 GINGER DR, WEST PLAINS, MO 65775-1571
Document Number	2020R1716
Map Reference	PL G PG 38-40
Instrument Date	Apr 20, 2020
Instrument	2020R1716
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 GINGER DR, WEST PLAINS, MO 65775-1571

Mortgage

Document Number	2020R1717
Date	Apr 20, 2020
Instrument	2020R1717

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWELL MO
Recording Date	Aug 7, 2018
Property Address	2819 GINGER DR, WEST PLAINS, MO 65775-1571
Document Number	2018R3261
Map Reference	MB G PG38-40
Instrument Date	Jul 6, 2018
Instrument	2018R3261
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WILES ABSTRACT COMPANY, WILES ABSTRACT CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 GINGER DR, WEST PLAINS, MO 65775-1571

Mortgage

Document Number	2018R3260
Date	Aug 7, 2018
Instrument	2018R3260

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Municipality	West Plains City
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,810 (-) Land $2,740 Building $19,070	$114,770 (-) Land $14,410 Building $100,360
2025	$990.00 (+9.63%)	$21,810 (+12.02%) Land $2,740 Building $19,070	$114,770 (+11.99%) Land $14,410 Building $100,360
2024	$903.00
2023		$19,470	$102,480 Land $12,870 Building $89,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PLAINS PWS serves 12,864 people · EPA ID MO4010853
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023 Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Wisper ISP.

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