Baldwin County property record for 28189 Migratory Way, Elberta, AL 36530
| Property Type | Campground, RV Park |
|---|---|
| Details | 1 ba |
| Owner | Individual Name on File |
| Last Sale | $151,900 (Nov 2020) |
| Tax Bill | $1,022 (2026) |
| Deeds & Mortgages | Sep 2024 Construction Loan Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-07-26-0-000-015.165 |
| Primary APN | 53-07-26-0-000-015.165 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|
| Lot Dimensions | 112 ft deep x 81.5 ft wide |
|---|
| Account Number | 379396 |
|---|---|
| Street Address | 28189 MIGRATORY WAY |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4417 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Campground, RV Park |
| Legal Description | 81.5' X 112.2' IRR LOT 129 LAKE OSPREY RV COUNTRY CLUB PHASE FIVE SLIDE 2693-D LYING IN THE CITY OF ELBERTA SEC 26-T7S-R5E (W |
| Legal Subdivision | LAKE OSPREY RV COUNTRY CLUB |
| Legal Phase | 5 |
| Legal Lot Number | 129 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11601 |
28189 Migratory Way, a commercial property, is owned by an individual who bought it in November 2020.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 LA COSTA AVE, BARTLETT, IL 60103-6609 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2024 | Deed of Trust, Mortgage · Construction Mortgage BRYANT BANK |
| Nov 9, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Deed Document Number | 20201869374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28189 MIGRATORY WAY, ELBERTA, AL 36530-4417 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 989 LA COSTA AVE, BARTLETT, IL 60103-6609 |
| Document Number | 0002145634 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 2145634 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | DAPHNE, AL 36526 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 9, 2020 |
| Property Address | GATEWAY DR, ELBERTA, AL 36530 |
| Document Number | 0001869374 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 1869374 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 989 LA COSTA AVE BARTLETT IL 601036609, BARTLETT, IL 60103-6609 |
The 2026 property tax bill for 28189 Migratory Way was $1,022, up 29.5% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,022.00 (+29.53%) | ||
| 2025 | $789.00 | $23,920 Land $23,920 | $119,600 Land $119,600 |
| 2023 | $772.00 (+10.92%) | $23,420 (+10.89%) | $117,100 (+10.89%) Land $117,100 |
| 2022 | $696.00 (+90.68%) | $21,120 | $105,600 Land $105,600 |
| 2021 | $365.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28189 Migratory Way in Zone X, an area of minimal flood risk, though there have been 189 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28189 Migratory Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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