San Joaquin County property record for 28188 Acorn Ln, Tracy, CA 95304
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 4,760 sqft · built 2007 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,500,000 (Jul 2021) |
| Tax Bill | $34,972 (2026) |
| Deeds & Mortgages | Jul 2022 Transfer Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-420-150-000 |
| Primary APN | 248-420-150-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,760 sqft Living Area |
| 1st Floor Area | 4,760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Area | 1,525 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 248-420-15 |
|---|---|
| Street Address | 28188 ACORN LN |
| City | TRACY |
| State | CA |
| Zip | 95304-8124 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RR |
| Legal Description | 01-FM PT 248-070-31 PER CASTELLO EST #1 |
| Legal Subdivision | CASTELLO ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5215 |
28188 Acorn Ln, a duplex, is held in a trust since July 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2186 CALHOUN CT, TRACY, CA 95376-6746 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Intrafamily Transfer, Transfer |
| Jul 30, 2021 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 18, 2018 | Grant Deed, Transfer STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Apr 18, 2018 · Amount on File |
| Deed Document Number | 2021127274 |
| Last Transfer Date | Jul 18, 2022 |
| Transfer Doc | 0000088558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 21, 2022 |
| Property Address | 28188 ACORN LN, TRACY, CA 95304-8124 |
| Document Number | 0000088558 |
| Map Reference | VOL 35 PG 85 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022-088558 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2186 CALHOUN CT, TRACY, CA 95376-6746 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 28188 ACORN LN, TRACY, CA 95304-8124 |
| Document Number | 0000127274 |
| Map Reference | VOL 35 PG 85 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-127274 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2186 CALHOUN CT, TRACY, CA 95376-6746 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 28188 ACORN LN, TRACY, CA 95304-8124 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BURLINGAME |
| Name | Verified Name |
|---|---|
| Address | 28188 ACORN LN, TRACY, CA 95304-8124 |
| Document Number | 0000095976 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021-095976 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 18, 2018 |
| Property Address | 28188 ACORN LN, TRACY, CA 95304-8124 |
| Document Number | 0000042814 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 42814 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,738.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 28188 ACORN LN TRACY CA 953048124, TRACY, CA 95304-8124 |
| Document Number | 42815 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 42815 |
| Name | STEARNS LNDG |
|---|---|
| Address | 4 HUTTON CENTRE DR, SANTA ANA, CA 92707-8706 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 17, 2048 |
The 2026 property tax bill for 28188 Acorn Ln was $34,972, up 1.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $34,972.00 (+1.41%) | |
| 2025 | $34,486.00 | $2,653,020 Land $795,906 Building $1,857,114 |
| 2023 | $32,866.00 (+1.27%) | $2,550,000 Land $765,000 Building $1,785,000 |
| 2022 | $32,453.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28188 Acorn Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28188 Acorn Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIROAKS PWS #44 serves 1,172 people · EPA ID CA3901348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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