28186 Panorama Rd, Warsaw, MO 65355 Property Records

Benton County property record for 28186 Panorama Rd, Warsaw, MO 65355

Property Summary

Property Type	Single Family Home
Details	1,343 sqft · built 1975
Lot Size	0.379 acres (16,548 sqft)
Owner	Individual Name on Record
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133005001003010000`

Property Details

APN / Parcel Number

Primary APN	`133005001003010000`

Interior

Building Area	1,343 sqft Base Area
Flooring	Wood

Exterior

Year Built	Built 1975
Exterior Material	Wood
Foundation Type	Concrete
Lot Area	16,548 sqft (0.379 acres)
Lot Dimensions	143 ft deep x 115 ft wide

Location & Zoning

Street Address	28186 PANORAMA RD
City	WARSAW
State	MO
Zip	65355-5572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 5-6, BLK. 3 & ADJ TRACT, 5TH ADD. TEAL BEND
Legal Block	3
Legal Lot Number	5-6
Jurisdiction	BENTON MO
Township / Civil Division	TOM
Census Block Group	1
Census Block	1037
Census Tract	460702

Owner

Source: Benton County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28186 PANORAMA RD, WARSAW, MO 65355-5572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022
Deed Sale	Aug 30, 2022
Prior Sale	Apr 25, 2014
Deed Document Number	20224459
Deed Book / Page	2022 / 4459
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MO
Recording Date	Aug 30, 2022
Property Address	BURTON DR, WARSAW, MO 65355
Document Number	02022/4459
Book / Page	2022 / 4459
Instrument Date	Aug 29, 2022
Instrument	20224459
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	NOT AVAILABLE, TRUMAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28186 PANORAMA RD, WARSAW, MO 65355-5572

Mortgage

Document Number	0020224460
Date	Aug 30, 2022
Instrument	20224460

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Benton County
Unified School District	Warsaw R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (+14.21%)	$22,160 (+7.42%)	$116,650 (+7.43%) Land $15,600 Building $101,050
2023		$20,630 (+7.5%)	$108,579 (+7.5%)
2022	$985.00	$19,190
2021			$101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY PWSD 3 serves 2,993 people · EPA ID MO1021117
Water Source	Purchased surface water from HENRY COUNTY WATER COMPANY
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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