28181 School Section Rd, Richmond, MI 48062 Property Records

Macomb County property record for 28181 School Section Rd, Richmond, MI 48062

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,036 sqft · built 1940
Lot Size3.32 acres (144,968 sqft)
Owner2 Individual Names on Record
Last Sale$172,000 (Jul 2018)
Tax Bill$2,994 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-03-17-300-011

Property Details

APN / Parcel Number

Primary APN22-03-17-300-011
Alternative APN
  • 0317300011

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area1,036 sqft Living Area
1st Floor Area844 sqft
Basement Area844 sqft
Unfinished Basement844 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area144,968 sqft (3.32 acres)
Lot Width477 ft Width

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address28181 SCHOOL SECTION RD
CityRICHMOND
StateMI
Zip48062-3301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT5N, R14E, SEC 17; COMM AT SW COR SEC 17; TH S 89D 22M 40S E 234.0 FT TO POB; TH S 89D 22M 40S E 477.0 FT, TH NORTH 303.89
Legal Range14E
Legal Township05N
Legal Section01
JurisdictionMACOMB MI
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1061
Census Tract210000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28181 SCHOOL SECTION RD, RICHMOND, MI 48062-3301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Jul 23, 2018Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2018 · Amount on Record
Deed SaleJul 23, 2018 · Amount on Record
Deed Document Number20188082533
Deed Book / Page25481 / 706
Prior Transfer DateFeb 2, 2006
Prior Transfer Doc0000027631
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address28181 SCHOOL SECTION RD, RICHMOND, MI 48062-3301
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address28181 SCHOOL SECTION RD, RICHMOND, MI 48062-3301

Mortgage

Document Number2500094491
DateOct 21, 2025
Book Page30347/832
Instrument202500094491
Lender
NameFIRST STATE BANK
TypeBank
AddressRICHMOND, MI 48062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 23, 2018
Property Address28181 SCHOOL SECTION RD, RICHMOND, MI 48062-3301
Document Number0000082533
Book / Page25481 / 706
Instrument DateJul 16, 2018
Instrument8082533
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyFIRST PRIORITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,479.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26668 IRWIN RD, 26668, RICHMOND, MI 48062-2641

Transferred To (Grantee/Buyer)

NameVerified Name
Address28181 SCHOOL SECTION RD, RICHMOND, MI 48062-3301

Mortgage

Document Number0000082534
DateJul 23, 2018
Instrument8082534
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionRichmond Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,200 (+7.01%)$244,400 (+7.01%)
2025$2,994.00 (+13.58%) Homeowner's exemption$114,200 (+14.66%)$228,400 (+14.66%)
2023$99,600$199,200
2022$2,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Nearby Properties on School Section Rd

Nearby Streets

Search Property Records by Address or Parcel Number