2818 Thistle Way, Naples, FL 34105 Property Records

Collier County property record for 2818 Thistle Way, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	6,335 sqft · built 2021
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$3,345,000 (Mar 2019)
Tax Bill	$69,472 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`386500 864A24`

Property Details

APN / Parcel Number

Primary APN	`386500 864A24`
Alternative APNs	`47790016752089106864` `47790016752`

Interior

Stories	1 Story
Building Area	6,335 sqft Living Area
1st Floor Area	5,238 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Carport
Garage Area	140 sqft
Carport	Carport
Carport Area	140 sqft
Pool Area	720 sqft
Deck Area	2,845 sqft

Location & Zoning

Street Address	2818 THISTLE WAY
City	NAPLES
State	FL
Zip	34105-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GREY OAKS UNIT FOUR LOT 86
Legal Range	25
Legal Township	49
Legal Section	24
Legal Subdivision	GREY OAKS UNIT 4
Legal Tract	386500
Legal Block	1
Legal Lot Number	86
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10432

Owner

2818 Thistle Way is owned and occupied by two individuals who bought it in March 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2818 THISTLE WAY, NAPLES, FL 34105-3031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	May 14, 2013 · Amount on File
Deed Document Number	20195690581
Deed Book / Page	5612 / 2004
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0049350593
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 29, 2019
Property Address	2818 THISTLE WAY, NAPLES, FL 34105-3031
Document Number	0056122004
Book / Page	5612 / 2004
Map Reference	MB 21 PG 34-396
Instrument Date	Mar 26, 2019
Instrument	5690581
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1076 NELSONS WALK, 1076, NAPLES, FL 34102-7835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 THISTLE WAY, NAPLES, FL 34105-3031

Mortgage

Document Number	0005690582
Date	Mar 29, 2019
Instrument	5690582

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2818 Thistle Way was $69,472, up 1.7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,517,748 (+2.7%)	$7,693,938 (+5.11%) Land $3,569,416 Building $4,124,522
2025	$69,472.00 (+1.7%) Homeowner's exemption	$7,320,105 Land $3,711,312 Building $3,608,793	$7,320,105 Land $3,711,312 Building $3,608,793
2024	$68,313.00 (+0.49%)
2023	$67,979.00 (+11.32%) Homeowner's exemption	$6,942,112 (+23.02%)	$7,317,652 (+21.06%) Land $2,783,484 Building $4,534,168
2022	$61,065.00	$5,642,924	$6,044,688 Land $1,234,011 Building $4,810,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 Thistle Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 254 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	254 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 Thistle Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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