2818 SE Normand St, Stuart, FL 34997 Property Records

Martin County property record for 2818 SE Normand St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1966
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Sep 2020)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-006-009-0017.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-006-009-0017.0-5-0000`
Alternative APNs	`37-38-41-006-009-00170-5` `33377`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33377
Street Address	2818 SE NORMAND ST
City	STUART
State	FL
Zip	34997-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 17 & 19 BLK 9
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	9
Legal Lot Number	17,19
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1006
Census Tract	1301

Owner

2818 SE Normand St is owned and occupied by two individuals who bought it in September 2020.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2818 SE NORMAND ST, STUART, FL 34997-5113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Warranty Deed, Transfer · FHA Mortgage CASTLE & COOKE MORTGAGE LLC
Aug 21, 2019	Correction Deed, Transfer ATTORNEY ONLY
Jun 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	May 22, 2003 · Amount on File
Deed Document Number	20202838469
Deed Book / Page	3159 / 530
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	0030780485
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 18, 2020
Property Address	2818 SE NORMAND ST, STUART, FL 34997-5113
Document Number	0031590530
Book / Page	3159 / 530
Map Reference	MB 1 PG 50
Instrument Date	Sep 15, 2020
Instrument	2838469
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ARROW TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,729.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2010 NE OCEAN BLVDB, 2010, STUART, FL 34996

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2818 SE NORMAND ST, STUART, FL 34997-5113

Mortgage

Document Number	0003159531
Date	Sep 18, 2020
Instrument	3159/531

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 21, 2019
Property Address	2818 SE NORMAND ST, STUART, FL 34997-5113
Document Number	0030780485
Book / Page	003078 / 000485
Instrument Date	Aug 19, 2019
Instrument	2771180
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2010 NE OCEAN BLVD #B STUART FL 349962938, B, STUART, FL 34996-2938

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 19, 2019
Property Address	2818 SE NORMAND ST, STUART, FL 34997-5113
Document Number	0030660330
Book / Page	003066 / 000330
Instrument Date	Jun 10, 2019
Instrument	2760803
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2010 NE OCEAN BLVD #B STUART FL 349962938, B, STUART, FL 34996-2938

Tax Assessment & Valuation

The 2025 property tax bill for 2818 SE Normand St was $5,123, up 3.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,123.00 (+3.6%)	$221,151	$324,150 Land $215,000 Building $109,150
2024	$4,945.00 (+14.87%)
2023	$4,305.00 (+10.05%)	$182,770 (+1%)	$215,960 (+17.82%) Land $125,000 Building $90,960
2022	$3,912.00	$166,155	$183,290 Land $105,450 Building $77,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 SE Normand St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2008)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 SE Normand St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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