2818 SE Dune Dr, Apt 2108, Stuart, FL 34996 Property Records

Martin County property record for 2818 SE Dune Dr, Apt 2108, Stuart, FL 34996

Property Summary

Property TypeCondominium
Details3 bd · 4 ba · 2,762 sqft · built 1984
OwnerIndividual Name on File
Tax Bill$15,416 (2025)
Flood ZoneZone AO (high risk)
APN08-38-42-021-000-2108.0-9-0000

Property Details

APN / Parcel Number

Primary APN08-38-42-021-000-2108.0-9-0000
Alternative APNs
  • 08-38-42-021-000-21080-9
  • 45939

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms3 Rooms
Units15 Units
Stories1 Story
Building Area2,762 sqft Living Area
1st Floor Area2,762 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45939
Street Address2818 SE DUNE DR, 2108
CitySTUART
StateFL
Zip34996-1929
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description2800 SE DUNE DRIVE CONDO SAILFISH POINT PHASE II UNIT 2108
Legal Range42E
Legal Township38S
Legal Section8
Legal Subdivision2800 DUNE DRIVE CONDO
Legal Block1
Legal Lot Number2108
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1002
Census Tract100

Owner

2818 SE Dune Dr, Apt 2108 is owned by an individual who acquired it in January 1999.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address17009 LAKEWOOD CT, PURCELLVILLE, VA 20132-9028
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 4, 1999
Transfer Doc1363001402
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2818 SE Dune Dr, Apt 2108 was $15,416, up 20.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,416.00 (+20.77%)$965,840 Building $965,840$965,840 Building $965,840
2024$12,765.00 (+8.19%)
2023$11,799.00 (+12.05%)$630,894 (+1%)$823,820 (+15.08%) Building $823,820
2022$10,530.00$573,540$715,860 Building $715,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 SE Dune Dr, Apt 2108 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 390 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,299 units insured
incl. 909 condo units
Nearby Flood Claims70 (1984–2023)
Claims Outside the SFHA6 of 70
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 SE Dune Dr, Apt 2108 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAILFISH POINT
private · serves 1,145 people · EPA ID FL4434000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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