2818 Ridge Rd, Madison, WI 53705 Property Records

Dane County property record for 2818 Ridge Rd, Madison, WI 53705

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,478 sqft · built 1906
Lot Size	0.475 acres (20,721 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Jul 1986)
Tax Bill	$11,754 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0709-213-0118-4`

Property Details

APN / Parcel Number

Primary APN	`0709-213-0118-4`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
1st Floor Area	1,137 sqft
2nd Floor Area	1,137 sqft
Basement Area	1,137 sqft
Finished Basement	204 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	20,721 sqft (0.475 acres)
Lot Dimensions	156 ft deep x 132 ft wide
Terrain	Wooded
Garage Type	Detached
Garage Area	616 sqft
Driveway	Driveway
Driveway Area	230 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	260 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2818 RIDGE RD
City	MADISON
State	WI
Zip	53705-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C2
Legal Description	CERTIFIED SURVEY MAP NO 194 AS RECORDED IN DANE COUNTY REGISTER OF DEEDS IN VOL 1 PAGE 194 OF CERTIFIED SURVERYS, LOT 1
Legal Range	09
Legal Township	07
Legal Section	21
Legal Subdivision	CERTIFIED SURVEY MAP NO 194 AS RECORDED
Legal Lot Number	1
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2011
Census Tract	800

Owner

2818 Ridge Rd is owned and occupied by two individuals who bought it in July 1986.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2818 RIDGE RD, MADISON, WI 53705-5224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1986 · Amount on File
Deed Sale	Jul 1, 1986 · Amount on File
Deed Document Number	0000841649
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	2818 RIDGE RD, MADISON, WI 53705-5224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005618785
Date	Jul 30, 2020
Instrument	5618785

Lender

Name	DANE COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$683,900 Land $303,000 Building $380,900
2024	$11,754.00		$683,900
2023		$616,100 Land $273,000 Building $343,100
2022	$10,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiteWire Fixed Wireless	100 / 25

May also be available: Four Lakes Broadband.

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