2818 Overview Dr, Columbia, IL 62236 Property Records

Monroe County property record for 2818 Overview Dr, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,574 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2020)
Tax Bill	$5,868 (2025)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04-05-481-125-000`

Property Details

APN / Parcel Number

Primary APN	`04-05-481-125-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	798 sqft
Porch	Slab
Porch Area	64 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2818 OVERVIEW DR
City	COLUMBIA
State	IL
Zip	62236-2675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR5
Legal Description	LOT 125 COLUMBIA LAKES III PHASE 1
Legal Range	10W
Legal Township	01S
Legal Section	05
Legal Subdivision	COLUMBIA LAKES
Legal Lot Number	125
Jurisdiction	MONROE IL
Township / Civil Division	34
Census Block Group	2
Census Block	2010
Census Tract	600104

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2818 OVERVIEW DR, COLUMBIA, IL 62236-2675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	2020409287
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 9, 2020
Property Address	2818 OVERVIEW DR, COLUMBIA, IL 62236-2675
Document Number	0000409287
Instrument Date	Jul 8, 2020
Instrument	409287
Transaction Type	Construction Loan
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 OVERVIEW DR, COLUMBIA, IL 62236-2675

Mortgage

Document Number	0000409288
Date	Jul 9, 2020
Instrument	409288

Lender

Name	UMB BANK NA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,868.00 (+18.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$111,620 (+41.06%) Land $17,950 Building $93,670	$334,860 (+41.06%) Land $53,850 Building $281,010
2024	$4,955.00
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$79,130 Land $14,310 Building $64,820	$237,390 Land $42,930 Building $194,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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