2818 Lear Dr, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 2818 Lear Dr, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,438 sqft · built 1957
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,121 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159150011023000000`

Property Details

APN / Parcel Number

Primary APN	`159150011023000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Basement Area	1,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	95.7 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2818 LEAR DR
City	CAPE GIRARDEAU
State	MO
Zip	63701-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 6 & 7 BLK 5 RODNEY VISTA 04/05
Legal Range	13E
Legal Township	31S
Legal Section	36
Legal Subdivision	RODNEY VISTA
Legal Block	5
Legal Lot Number	6-7
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	CAPE GIRARDEAU
Census Block Group	1
Census Block	1001
Census Tract	881302

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2818 LEAR DR, CAPE GIRARDEAU, MO 63701-4211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 17, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2818 LEAR DR, CAPE GIRARDEAU, MO 63701-4211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004955
Date	May 11, 2020
Instrument	2020-04955

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2818 LEAR DR, CAPE GIRARDEAU, MO 63701-4211
Document Number	0000009669
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2818 LEAR DR CAPE GIRARDEAU MO 637014211, CAPE GIRARDEAU, MO 63701-4211

Mortgage

Document Number	0000009669
Date	Sep 25, 2018
Instrument	9669

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2033

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Cape Girardeau City
Unified School District	Cape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,470 (-) Land $1,430 Building $20,040	$113,014 (-) Land $7,519 Building $105,495
2025	$1,121.00 (+5.56%)	$21,470 (+4.99%) Land $1,430 Building $20,040	$113,014 (+5%) Land $7,519 Building $105,495
2023	$1,062.00	$20,450 Land $1,360 Building $19,090	$107,632 Land $7,161 Building $100,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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