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2818 E 48th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2818 E 48th St, Chattanooga, TN 37407

Property Summary

Property TypeWholesale Outlet, Discount Store (Franchise)
Details39,429 sqft · built 1960
Lot Size1.65 acres (71,874 sqft)
OwnerCompany Name on Record
Last Sale$700,000 (Jan 2018)
Tax Bill$5,788 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Feb 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN168O B 003

Property Details

APN / Parcel Number

Primary APN168O B 003
Alternative APN
  • 0000112106

Interior

Stories1 Story
Building Area39,429 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick Veneer
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area71,874 sqft (1.65 acres)
Lot Dimensions148 ft deep x 257 ft wide
Utility Building39,429 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number0000112106
Street Address2818 E 48TH ST
CityCHATTANOOGA
StateTN
Zip37407-3300
Property CategoryCommercial
Property TypeCommercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Local Zoning CodeC2
Legal DescriptionLT 2 J C ROBERTS SUB PB 8 PG 5 REV 71-60 0168 19 03
Legal SubdivisionJ C ROBERTS SUB
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2029
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address108 W WATKINS ST, LOOKOUT MOUNTAIN, TN 37350-1138
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
WILSON BANK & TRUST
Feb 12, 2018Quit Claim Deed
CHOICE TITLE
Jan 18, 2018Quit Claim Deed, Transfer
CHOICE TITLE
Jan 18, 2018Warranty Deed, Transfer · Conventional Mortgage
SAMUEL J GOWIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2018 · Amount on Record
Deed SaleJan 18, 2018 · Amount on Record
Prior SaleOct 30, 2006 · Amount on Record
Deed Document Number2018187
Deed Book / Page11250 / 420
Prior Transfer DateMar 13, 2003
Prior Transfer Doc65851
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2818 E 48TH ST, CHATTANOOGA, TN 37407-3300
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 W WATKINS ST, LOOKOUT MOUNTAIN, TN 37350-1138

Mortgage

Document Number0000000208
DateNov 24, 2025
Book Page14117/25
Instrument2025112400208
Lender
NameWILSON BANK & TRUST
TypeBank
AddressLEBANON, TN 37087
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueOct 27, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateFeb 12, 2018
Property Address2818 E 48TH ST, CHATTANOOGA, TN 37407-3300
Document Number0000000246
Book / Page011269 / 000674
Instrument DateFeb 5, 2018
Instrument246
Record UpdatedFeb 23, 2018
Title CompanyCHOICE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address529 ROLLINS INDUSTRIAL BLVD RINGGOLD GA 307362872, RINGGOLD, GA 30736-2872

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJan 18, 2018
Property Address2818 E 48TH ST, CHATTANOOGA, TN 37407-3300
Document Number0000000186
Book / Page011250 / 000416
Instrument DateJan 9, 2018
Instrument186
Transaction TypeTransfer
Record UpdatedFeb 14, 2018
Title CompanyCHOICE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2818 E 48TH ST CHATTANOOGA TN 37407, CHATTANOOGA, TN 37407

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 18, 2018
Property Address2818 E 48TH ST, CHATTANOOGA, TN 37407-3300
Document Number0000000187
Book / Page011250 / 000420
Instrument DateJan 9, 2018
Instrument187
Transaction TypeTransfer
Record UpdatedFeb 14, 2018
Title CompanyCHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2818 E 48TH ST CHATTANOOGA TN 37407, CHATTANOOGA, TN 37407
InvestorPossibly a Property Investor

Mortgage

Document Number189
DateJan 18, 2018
Book Page011250/000426
Instrument189
Lender
NameSAMUEL J GOWIN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJan 17, 2021

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,788.00 (+25.58%)$381,920 (+85.36%)$954,800 (+85.36%) Land $287,500 Building $667,300
2024$4,609.00$206,040 (-)$515,100 (-) Land $170,300 Building $344,800
2023$4,609.00$206,040 (-)$515,100 (-) Land $170,300 Building $344,800
2022$4,609.00$206,040$515,100 Land $170,300 Building $344,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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