Adams County property record for 2818 E 118th Cir, Thornton, CO 80233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,288 sqft · built 1999 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,900 (Nov 2018) |
| Tax Bill | $1,309 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0026888 |
| Primary APN | R0026888 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 658 sqft |
| 2nd Floor Area | 630 sqft |
| Basement Area | 658 sqft |
| Finished Basement | 592 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0026888 |
|---|---|
| Old Parcel Number | 171901203057 |
| Street Address | 2818 E 118TH CIR |
| City | THORNTON |
| State | CO |
| Zip | 80233-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:WALTON HEATH FILING NO 1 BLK:2 LOT:5 |
| Legal Range | 68W |
| Legal Township | 02S |
| Legal Section | 01 |
| Legal Quarter | NE |
| Legal Subdivision | WALTON HEATH |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 8508 |
Source: Adams County records · APN R0026888
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2818 E 118TH CIR, THORNTON, CO 80233-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jun 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Nov 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Nov 13, 2018 · Amount on Record |
| Deed Document Number | 0000091473 |
| Last Transfer Date | Jun 29, 2021 |
| Transfer Doc | 0000078372 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 2818 E 118TH CIR, THORNTON, CO 80233-1449 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2818 E 118TH CIR, THORNTON, CO 80233-1449 |
| Document Number | 0000054694 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025000054694 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Jun 29, 2021 |
| Property Address | 2818 E 118TH CIR, THORNTON, CO 80233-1449 |
| Document Number | 0000078372 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021000078372 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2818 E 118TH CIR, THORNTON, CO 80233-1449 |
| Document Number | 0000078373 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021000078373 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Nov 13, 2018 |
| Property Address | 2818 E 118TH CIR, THORNTON, CO 80233-1449 |
| Document Number | 0000091473 |
| Instrument Date | Nov 09, 2018 |
| Instrument | 2018000091473 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36.29 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2818 E 118TH CIR, THORNTON, CO 80233-1449 |
| Document Number | 0000091474 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018000091474 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 31 Months |
| Due | Jun 11, 2021 |
| Document Number | 0000091475 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018000091475 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,309.00 (-66.41%) | $30,880 (-13.55%) Land $6,250 Building $24,630 | $494,000 (-6.44%) Land $100,000 Building $394,000 |
| 2023 | $3,897.00 (+8.49%) | $35,720 (+9.54%) Land $6,770 Building $28,950 | $528,000 (+12.55%) Land $100,000 Building $428,000 |
| 2022 | $3,592.00 | $32,610 Land $12,520 Building $20,090 | $469,123 Land $180,000 Building $289,123 |
Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080010085083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 527 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| JAB Wireless Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF THORNTON serves 226,465 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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