2818 Deborah Ann Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2818 Deborah Ann Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1978
Lot Size	0.232 acres (10,124 sqft)
Owner	Individual Name on Record
Last Sale	$218,100 (Nov 2019)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081.001.01001046`

Property Details

APN / Parcel Number

Primary APN	`081.001.01001046`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	10,124 sqft (0.232 acres)
Lot Dimensions	120 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Frame Porch
Porch Area	240 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2818 DEBORAH ANN DR
City	ARNOLD
State	MO
Zip	63010-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	HIGHLAND HOUSE MANOR AMENDED LOT 7
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	HIGHLAND HOUSE MANOR
Legal Block	1
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1025
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2818 DEBORAH ANN DR, ARNOLD, MO 63010-3807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage GUILD MTG
Nov 14, 2019	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Jul 31, 2012
Deed Document Number	201935721
Prior Transfer Date	Oct 22, 2009
Prior Transfer Doc	0000043722
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2818 DEBORAH ANN DR, ARNOLD, MO 63010-3807
Document Number	0000026417
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 DEBORAH ANN DR ARNOLD MO 630103807, ARNOLD, MO 63010-3807

Mortgage

Document Number	0000026417
Date	Jul 24, 2020
Instrument	26417

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 14, 2019
Property Address	2818 DEBORAH ANN DR, ARNOLD, MO 63010-3807
Document Number	0000035721
Instrument Date	Nov 12, 2019
Instrument	35721
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 DEBORAH ANN DR ARNOLD MO 630103807, ARNOLD, MO 63010-3807

Mortgage

Document Number	35722
Date	Nov 14, 2019
Instrument	35722

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,400 (-) Land $2,700 Building $22,700	$134,000 (-) Land $14,400 Building $119,600
2025	$1,755.00 (+3.78%)	$25,400 (+7.17%) Land $2,700 Building $22,700	$134,000 (-) Land $14,400 Building $119,600
2024	$1,691.00 (+0.59%)		$134,000 (+7.2%) Land $14,400 Building $119,600
2023	$1,681.00	$23,700 Land $2,700 Building $21,000	$125,000 Land $14,400 Building $110,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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