Lincoln County property record for 2818 Cherry Ln, Denver, NC 28037 · Last verified November 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1972 |
| Square Footage | 4,110 sqft Finished Area |
| Lot Size | 41,251 sqft (0.946 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $287,500 (1991) |
| Tax Bill | $9,401.00 (2023) |
Source: Lincoln County records · APN 4613-38-9419
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2818 CHERRY LN, DENVER, NC 28037-8875 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit CAROLINA TR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 1991 · Amount on Record |
| Deed Sale | Dec 20, 1991 · Amount on Record |
| Deed Doc Number | 0000781862 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2818 CHERRY LN, DENVER, NC 28037-8875 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2017 PEMBROOKE DR, MACUNGIE, PA 18062-8033 |
| Document Number | 0003474440 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 3474/440 |
| Instrument | 704927 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.47% |
| Max Rate At Change | 8.47% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2818 CHERRY LN, DENVER, NC 28037-8875 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3100631 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 3100/631 |
| Instrument | 641519 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2818 CHERRY LN, DENVER, NC 28037-8875 |
| Document Number | 2864229 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2818 CHERRY LN DENVER NC 280378875, DENVER, NC 28037-8875 |
| Document Number | 2864229 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 002864/000229 |
| Instrument | 601036 |
| Name | CAROLINA TR BK |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,401.00 | $1,543,294 Land $818,092 Building $725,202 | $1,543,294 Land $818,092 Building $725,202 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4613-38-9419 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Building Area | 4,110 sqft Finished Area |
| Gross Area | 4,702 sqft Gross Area |
| Basement Area | 592 sqft Basement |
| Finished Basement | 592 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Custom Design Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 41,251 sqft (0.946 acres) |
| Boat Access | Boat Access |
| Boat House | 580 sqft Boat House |
| Storage Building | 255 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 61705 |
|---|---|
| Old Parcel Number | 461306389419 |
| Street Address | 2818 CHERRY LN |
| City | DENVER |
| State | NC |
| Zip | 28037-8875 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #41 SECT 38 CRESCENT |
| Legal Block | 38 |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | CATAWBA SPRINGS |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 71202 |
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