2818 Cascade Falls Cir, Elgin, IL 60124 Property Records

Kane County property record for 2818 Cascade Falls Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,570 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$380,000 (May 2026)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	May 2026 Sale Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-182-023`

Property Details

APN / Parcel Number

Primary APN	`06-29-182-023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2818 CASCADE FALLS CIR
City	ELGIN
State	IL
Zip	60124-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 3 LT 734
Legal Subdivision	EDGEWATER SUB
Legal Phase	3
Legal Block	2
Legal Lot Number	734
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2029
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	855 MESA DR, ELGIN, IL 60123-6578
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer FIRST AMERICAN TITLE
Nov 20, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 28, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Oct 13, 2023 · Amount on Record
Deed Document Number	202618338
Prior Transfer Date	Nov 10, 2023
Prior Transfer Doc	0000040898
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	May 5, 2026
Property Address	2818 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000018338
Instrument Date	Feb 23, 2026
Instrument	2026.18338
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	855 MESA DR, ELGIN, IL 60123-6578

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 20, 2023
Property Address	2818 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000040898
Map Reference	DOC 2006K068247
Instrument Date	Nov 10, 2023
Instrument	2023K040898
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2818 CASCADE FALLS CIR, ELGIN, IL 60124-3115

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 13, 2023
Property Address	2818 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000036006
Map Reference	DOC 2006K068247
Instrument Date	Oct 5, 2023
Instrument	2023K036006
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2818 CASCADE FALLS CIR, ELGIN, IL 60124-3115

Mortgage

Document Number	0000036007
Date	Oct 13, 2023
Instrument	2023K036007

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2021
Property Address	2818 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000073247
Map Reference	DOC 2006K068247
Instrument Date	Aug 6, 2021
Instrument	2021K073247
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 CASCADE FALLS CIR, ELGIN, IL 60124-3115

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 24, 2017
Property Address	2818 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000015010
Instrument Date	Mar 24, 2017
Instrument	15010
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 CASCADE FALLS CIR ELGIN IL 601243115, ELGIN, IL 60124-3115

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,656.00 (+4.93%)	$116,361 (+8.57%) Land $34,955 Building $81,406	$349,223 (+8.57%) Land $104,907 Building $244,316
2024	$7,296.00 (+2.26%)	$107,176 (+21.39%) Land $32,196 Building $74,980	$321,657 (+21.44%) Land $96,627 Building $225,030
2022	$7,135.00 (+11.8%) Homeowner's exemption	$88,288 (+6.96%) Land $26,522 Building $61,766	$264,864 (+6.96%) Land $79,566 Building $185,298
2021	$6,382.00 Homeowner's exemption	$82,543 Land $24,796 Building $57,747	$247,629 Land $74,388 Building $173,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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