2818 Bergamot Pl, Onalaska, WI 54650 Property Records

La Crosse County property record for 2818 Bergamot Pl, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	1.95 acres (84,942 sqft)
Owner	Company Name on File
Tax Bill	$9,870 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`018-004615-000`

Property Details

APN / Parcel Number

Primary APN	`018-004615-000`
Alternative APNs	`18 4615 0` `51170`

Exterior

Lot Area	84,942 sqft (1.95 acres)

Location & Zoning

Account Number	51170
Old Parcel Number	18 4615 0
Street Address	2818 BERGAMOT PL
City	ONALASKA
State	WI
Zip	54650-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMWOOD HILLS ADDITION LOT 16 & PRT OUTLOT 3 BEG MOST SLY COR LOT 16 N44D37M11SE 245.11FT TO MOST ELY COR LOT 16 S50D56M53SE
Legal Range	07
Legal Township	16
Legal Section	02
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	ELMWOOD HILLS ADDITION
Legal Lot Number	16
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4011
Census Tract	10401

Owner

2818 Bergamot Pl is owned by a company that acquired it in May 2022 and is owner-occupied.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Company Name on File
Mailing Address	2818 BERGAMOT PL, ONALASKA, WI 54650-8322
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
May 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022
Deed Sale	May 4, 2022
Deed Document Number	1793177
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	May 26, 2026
Property Address	2818 BERGAMOT PL, ONALASKA, WI 54650-8322
Document Number	0001849450
Instrument Date	May 18, 2026
Instrument	20261849450
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	2818 BERGAMOT PL, ONALASKA, WI 54650-8322

Mortgage

Document Number	0001849450,
Date	May 26, 2026
Instrument	20261849450

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 4, 2022
Property Address	2818 BERGAMOT PL, ONALASKA, WI 54650-8322
Document Number	0001793177
Instrument Date	Apr 29, 2022
Instrument	1793177
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2818 Bergamot Pl was $9,870 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,870.00 Homeowner's exemption	$732,600 Land $173,500 Building $559,100	$741,000
2023	$8,314.00 Homeowner's exemption	$492,400 Land $103,100 Building $389,300	$492,400 Land $103,100 Building $389,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 Bergamot Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 Bergamot Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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