2818 7th St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 2818 7th St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,220 sqft · built 1941
Lot Size	0.227 acres (9,901 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Aug 2024)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-0434-000`

Property Details

APN / Parcel Number

Primary APN	`14-0434-000`
Alternative APNs	`18221-2-270918-210-2039` `221140434000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Basement Area	720 sqft
Finished Basement	220 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Metal
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	198 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2818 7TH ST
City	EAU CLAIRE
State	WI
Zip	54703-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 9 BLK 1 MOORES ADD
Legal Range	09W
Legal Township	27N
Legal Section	18
Legal Subdivision	MOORES ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	1
Census Block	1023
Census Tract	1402

Owner

2818 7th St is owned and occupied by an individual who bought it in August 2024.

Source: Eau Claire County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Aug 9, 2024	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Sep 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 31, 2017	Warranty Deed, Transfer · Conventional with PMI WAUMANDEE ST BK-DURAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	Sep 10, 2020 · Amount on File
Deed Document Number	20241257526
Prior Transfer Date	Mar 31, 2015
Prior Transfer Doc	0001112330
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001239644
Date	Dec 15, 2022
Instrument	1239644

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 26, 2042

Interest

Rate Type	Fixed Rate

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Aug 9, 2024
Property Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815
Document Number	0001257526
Instrument Date	Jul 29, 2024
Instrument	1257526
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	CALIBER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$741.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815

Mortgage

Document Number	0001257527
Date	Aug 9, 2024
Instrument	1257527

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001197799
Date	Sep 10, 2020
Instrument	1197799

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2035
Change Frequency	Annually
Min Rate At Change	8.73%
Max Rate At Change	10.7%
Index	1-Year CMT

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Sep 10, 2020
Property Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815
Document Number	0001197798
Instrument Date	Sep 8, 2020
Instrument	1197798
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$516.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 7TH ST EAU CLAIRE WI 547032815, EAU CLAIRE, WI 54703-2815

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815
Document Number	0001196219
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 7TH ST EAU CLAIRE WI 547032815, EAU CLAIRE, WI 54703-2815

Mortgage

Document Number	0001196219
Date	Aug 13, 2020
Instrument	1196219

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 12, 2040

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815
Document Number	0001178495
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 7TH ST EAU CLAIRE WI 547032815, EAU CLAIRE, WI 54703-2815

Mortgage

Document Number	0001178495
Date	Aug 5, 2019
Instrument	1178495

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Oct 31, 2017
Property Address	2818 7TH ST, EAU CLAIRE, WI 54703-2815
Document Number	0001153243
Instrument Date	Oct 13, 2017
Instrument	1153243
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 7TH ST EAU CLAIRE WI 547032815, EAU CLAIRE, WI 54703-2815

Mortgage

Document Number	1153244
Date	Oct 31, 2017
Instrument	1153244

Lender

Name	WAUMANDEE ST BK-DURAND
Address	DURAND, WI 54736

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2818 7th St was $3,310.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00	$174,400 Land $20,900 Building $153,500	$228,100
2023		$174,400 Land $20,900 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

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