2818 51st St, Des Moines, IA 50310 Property Records

Polk County property record for 2818 51st St, Des Moines, IA 50310

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,474 sqft · built 1926
Lot Size	0.293 acres (12,780 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jun 2022)
Tax Bill	$4,304 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7924-30-327-023`

Property Details

APN / Parcel Number

Primary APN	`7924-30-327-023`
Alternative APN	`100/03967-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,038 sqft
Attic Area	436 sqft
Basement Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,780 sqft (0.293 acres)
Lot Dimensions	213 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2818 51ST ST
City	DES MOINES
State	IA
Zip	50310-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 60 F LOT 45 DEERFOOT ACRES PLAT 2
Legal Range	24W
Legal Township	79N
Legal Section	30
Legal Subdivision	DEERFOOT ACRES PLAT 2
Legal Lot Number	45
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2008
Census Tract	803

Owner

2818 51st St is owned and occupied by an individual who bought it in June 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2818 51ST ST, DES MOINES, IA 50310-1615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHARTER BANK
Jul 29, 2019	Quit Claim Deed, Mortgage · Conventional with PMI GREENSTATE CU
Apr 18, 2017	Warranty Deed, Transfer · Second Mortgage (Down Payment) UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Aug 20, 2019
Deed Document Number	2022-00053443
Deed Book / Page	19172 / 787
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 28, 2022
Property Address	2818 51ST ST, DES MOINES, IA 50310-1615
Document Number	0000053443
Book / Page	19172 / 787
Instrument Date	Jun 24, 2022
Instrument	2022-00053443
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2818 51ST ST, DES MOINES, IA 50310-1615

Mortgage

Document Number	0000053445
Date	Jun 28, 2022
Instrument	2022-00053445

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2818 51ST ST, DES MOINES, IA 50310-1615
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008349
Date	Jul 29, 2019
Book Page	17423/0868
Instrument	2019-00008349

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2818 51ST ST, DES MOINES, IA 50310-1615
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003868
Date	Jan 13, 2021
Book Page	18302/1
Instrument	2021-00003868

Lender

Name	CHARTER BANK
Type	Bank
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 29, 2019
Property Address	2818 51ST ST, DES MOINES, IA 50310-1615
Document Number	0000016047
Book / Page	017459 / 000199
Instrument Date	Jul 22, 2019
Instrument	16047
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 51ST ST DES MOINES IA 503101615, DES MOINES, IA 50310-1615

Mortgage

Document Number	8349
Date	Jul 29, 2019
Book Page	017423/000868
Instrument	8349

Lender

Name	GREENSTATE CU
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 18, 2017
Property Address	2818 51ST ST, DES MOINES, IA 50310-1615
Document Number	201600085934
Book / Page	16444 / 0651
Instrument Date	Apr 6, 2017
Instrument	2016-00085934
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 51ST ST, WAUKEE, IA 50263

Mortgage

Document Number	201600085937
Date	Apr 18, 2017
Book Page	16444/0668
Instrument	2016-00085937

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	73 Months
Due	May 5, 2023

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,500 Land $55,500 Building $189,000	$244,500 Land $55,500 Building $189,000
2024	$4,304.00
2023		$214,400 Land $48,500 Building $165,900	$214,400 Land $48,500 Building $165,900
2020	$4,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 51st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 51st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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