Cascade County property record for 2817 Upper River Rd, Great Falls, MT 59405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1957 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,030 (Apr 2026) |
| Tax Bill | $2,251 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R0237576 |
| Primary APN | R0237576 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 625 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002451700 |
|---|---|
| Street Address | 2817 UPPER RIVER RD |
| City | GREAT FALLS |
| State | MT |
| Zip | 59405-7236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S24, T20 N, R03 E, IN N2N2 SWNW MK 3A |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 24 |
| Legal Subdivision | TAYLOR MINOR SUBDIVISION |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 2201 |
Source: Cascade County records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2817 UPPER RIVER RD, GREAT FALLS, MT 59405-7236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK/MT |
| Sep 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN BANK CENTER |
| Feb 24, 2020 | Warranty Deed, Transfer · Line of Credit STOCKMAN BK/MT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2026 · Amount on Record |
| Deed Sale | Apr 3, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 2026481382 |
| Prior Transfer Date | Sep 25, 2020 |
| Prior Transfer Doc | 0000395772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Apr 3, 2026 |
| Property Address | 2817 UPPER RIVER RD, GREAT FALLS, MT 59405-7236 |
| Document Number | 0000481382 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026481382 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FLYING S TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2817 UPPER RIVER RD, GREAT FALLS, MT 59405-7236 |
| Document Number | 0000481383, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 2026481383 |
| Name | OPPORTUNITY BANK/MT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000481384, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 2026481384 |
| Name | NEIGHBORHOOD HSNG SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Apr 3, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Sep 30, 2020 |
| Property Address | 2817 UPPER RIVER RD, GREAT FALLS, MT 59405-7236 |
| Document Number | 00R0395772 |
| Instrument Date | Sep 25, 2020 |
| Instrument | R0395772 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | MOUNTAIN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2817 UPPER RIVER RD, GREAT FALLS, MT 59405-7236 |
| Document Number | 00R0395773 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | R0395773 |
| Name | AMERICAN BANK CENTER |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Feb 24, 2020 |
| Property Address | 2817 UPPER RIVER RD, GREAT FALLS, MT 59405-7236 |
| Document Number | 0000383986 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 383986 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2817 UPPER RIVER RD GREAT FALLS MT 594057236, GREAT FALLS, MT 59405-7236 |
| Document Number | 383987 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 383987 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | GREAT FALLS, MT 59404-4109 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 23, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Cascade County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Great Falls City |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,251.00 (-25.02%) | $301,500 (+10.52%) | $301,500 (+10.52%) Land $68,743 Building $232,757 |
| 2023 | $3,002.00 | $272,800 | $272,800 Land $82,996 Building $189,804 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 12 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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