2817 State Rte 370, Cato, NY 13033 Property Records

Cayuga County and Ira Town property record for 2817 State Rte 370, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1966
Lot Size	0.596 acres (26,000 sqft)
Owner	Company Name on Record
Last Sale	$94,000 (Apr 2007)
Tax Bill	$3,338 (2026)
Deeds & Mortgages	Jun 2022 Transfer Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053289 46.00-1-7`

Property Details

APN / Parcel Number

Primary APN	`053289 46.00-1-7`
Alternative APNs	`328904600000010070000000` `07033090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	26,000 sqft (0.596 acres)
Lot Dimensions	200 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07033090
Street Address	2817 STATE ROUTE 370
City	CATO
State	NY
Zip	13033-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	SURVEY MAP 85-118
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	CAYUGA NY
Township / Civil Division	IRA
Census Block Group	1
Census Block	1039
Census Tract	40202

Owner

Source: Cayuga County and Ira Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2817 STATE ROUTE 370, CATO, NY 13033-9753
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FULTON SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2007 · Amount on Record
Deed Sale	Apr 23, 2007 · Amount on Record
Deed Book / Page	1308 / 94
Last Transfer Date	Jun 7, 2022
Transfer Doc	004233/140
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Jun 7, 2022
Property Address	2817 STATE ROUTE 370, CATO, NY 13033-9753
Document Number	004233/140
Book / Page	4233 / 140
Instrument Date	Jun 7, 2022
Instrument	2022-214356
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2817 STATE ROUTE 370, CATO, NY 13033-9753

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	2817 STATE ROUTE 370, CATO, NY 13033-9753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039860235
Date	Jan 7, 2021
Book Page	3986/235
Instrument	2021-201201

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	2817 STATE ROUTE 370, CATO, NY 13033-9753
Document Number	0036480268
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	OWASCO ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 STATE ROUTE 370 CATO NY 130339753, CATO, NY 13033-9753

Mortgage

Document Number	0036480268
Date	Oct 10, 2018
Book Page	003648/000268
Instrument	182648

Lender

Name	FULTON SVGS BK
Type	Bank
Address	FULTON, NY 13069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2028

Tax Assessment & Valuation

Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ira Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,338.00 (+3.73%)
2025	$3,218.00 (+21.71%)	$101,000 (-) Land $12,900 Building $88,100	$157,813 (+10.94%) Land $20,156 Building $137,657
2024	$2,644.00
2023	Homeowner's exemption Senior Citizen's exemption	$101,000 Land $12,900 Building $88,100	$142,254 Land $18,169 Building $124,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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