2817 Pontiac Loop, Cottondale, FL 32431 Property Records

Jackson County property record for 2817 Pontiac Loop, Cottondale, FL 32431

Property Summary

Property Type	Vacant Land
Lot Size	15 acres (656,885 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Dec 2023)
Tax Bill	$501 (2025)
Deeds & Mortgages	Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-5N-11-0000-0150-0000`

Property Details

APN / Parcel Number

Primary APN	`32-5N-11-0000-0150-0000`

Exterior

Lot Area	656,885 sqft (15 acres)

Location & Zoning

Street Address	PONTIAC LOOP
City	COTTONDALE
State	FL
Zip	32431
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BEGIN 1034 FT W OF SEC OF NW1/4 OF SW1/4, RUN N TO N BNDY SW1/4, E 378 FT, S TO S BNDY SECT, W 378 FT, N TO POB. ..OR 394 P 4
Legal Range	11W
Legal Township	05N
Legal Section	32
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	3
Census Block	3005
Census Tract	210400

Owner

Source: Jackson County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 604, COTTONDALE, FL 32431-0604
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	202332012912
Deed Book / Page	1816 / 498
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Dec 29, 2023
Property Address	PONTIAC LOOP, COTTONDALE, FL 32431
Document Number	0018160498
Book / Page	1816 / 498
Instrument Date	Dec 26, 2023
Instrument	202332012912
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Tax	$826.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2956 LAWRENCEVILLE RD, COTTONDALE, FL 32431-7314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 ENCHANTED OAK CT, MILTON, FL 32583-7676

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$501.00 (-0.2%)	$37,625 (-) Land $37,625	$37,625 (-) Land $37,625
2024	$502.00 (+14.35%)	$37,625 (-22.62%) Land $37,625	$37,625 (-22.62%) Land $37,625
2023	$439.00 (+10.3%)	$48,625 (-) Land $48,625	$48,625 (-) Land $48,625
2022	$398.00	$48,625 Land $48,625	$48,625 Land $48,625

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lumen Technologies DSL	10 / 1