2817 Morningside Ter, Escondido, CA 92029 Property Records

San Diego County property record for 2817 Morningside Ter, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,650 sqft · built 1965
Lot Size	0.271 acres (11,814 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (May 2023)
Tax Bill	$10,202 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`270-190-20-00`

Property Details

APN / Parcel Number

Primary APN	`270-190-20-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	11,814 sqft (0.271 acres)
View / Lot	Good

Location & Zoning

Street Address	2817 MORNINGSIDE TER
City	ESCONDIDO
State	CA
Zip	92029-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	POR TR 001415
Legal Subdivision	OAKS
Legal Tract	001415
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	20405

Owner

2817 Morningside Ter is owned and occupied by two individuals who bought it in May 2023.

Source: San Diego County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2817 MORNINGSIDE TER, ESCONDIDO, CA 92029-6602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Grant Deed, Transfer · Stand-Alone First Mortgage THE UNIVERISTY OF CALIFORNIA
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 9, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Sep 9, 2019 · Amount on File
Deed Document Number	2023138580
Prior Transfer Date	Jun 1, 1994
Prior Transfer Doc	0000458235
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2023
Property Address	2817 MORNINGSIDE TER, ESCONDIDO, CA 92029-6602
Document Number	0000138580
Map Reference	MAP 1415
Instrument Date	Apr 28, 2023
Instrument	2023-0138580
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2817 MORNINGSIDE TER, ESCONDIDO, CA 92029-6602

Mortgage

Document Number	0000138581
Date	May 26, 2023
Instrument	2023-0138581

Lender

Name	THE UNIVERISTY OF CALIFORNIA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000138582
Date	May 26, 2023
Instrument	2023-0138582

Lender

Name	THE UNIVERISTY OF CALIFORNIA
Type	Non-Lending Institution
Address	OAKLAND, CA 94607

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2817 MORNINGSIDE TER, ESCONDIDO, CA 92029-6602
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 MORNINGSIDE TER, ESCONDIDO, CA 92029-6602

Mortgage

Document Number	0000031644
Date	Feb 8, 2023
Instrument	2023-0031644

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 7, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2817 MORNINGSIDE TER, ESCONDIDO, CA 92029-6602
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 MORNINGSIDE TER, ESCONDIDO, CA 92029-6602

Mortgage

Document Number	0000321736
Date	Apr 27, 2021
Instrument	2021-0321736

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2019
Property Address	2817 MORNINGSIDE TER, ESCONDIDO, CA 92029-6602
Document Number	0000389479
Instrument Date	Sep 6, 2019
Instrument	389479
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2817 MORNINGSIDE TER ESCONDIDO CA 920296602, ESCONDIDO, CA 92029-6602

Mortgage

Document Number	389480
Date	Sep 9, 2019
Instrument	389480

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.42%

Tax Assessment & Valuation

The 2025 property tax bill for 2817 Morningside Ter was $10,202 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$923,248 (+2%) Land $323,523 Building $599,725
2025	$10,202.00 Homeowner's exemption	$905,146 Land $317,180 Building $587,966
2023	$6,611.00 (+1.27%) Homeowner's exemption	$588,656 Land $206,276 Building $382,380
2022	$6,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2817 Morningside Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2817 Morningside Ter is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Morningside Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures