2817 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 2817 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,708 sqft · built 2015
Lot Size	0.082 acres (3,601 sqft)
Owner	Trust Name on File
Last Sale	$475,000 (Jul 2018)
Tax Bill	$9,542 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3110-00990`

Property Details

APN / Parcel Number

Primary APN	`010-3110-00990`
Alternative APN	`1054917`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,708 sqft Gross Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	3,601 sqft (0.082 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	72 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1054917
Street Address	2817 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERLY 36 FEET OF LOT 189, MINNESOTAAVENUE, LOWER DULUTH; AND LOT 190, ST. LOUISAVENUE, LOWER DULUTH SERIAL #
Legal Subdivision	LOWER DULUTH MINNESOTA AVE
Legal Lot Number	189
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1006
Census Tract	2200

Owner

2817 Minnesota Ave is held in a trust since July 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	909 SCHARBILLIG CT, RICE LAKE, WI 54868-6301
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BK
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BK
Jul 27, 2018	Warranty Deed, Transfer NORTH SHORE TITLE
May 25, 2018	Deed of Trust, Mortgage JOHNSON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Nov 18, 2015 · Amount on File
Deed Document Number	20181337414
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2817 MINNESOTA AVE, DULUTH, MN 55802-2525
Document Number	00A1392919
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2817 MINNESOTA AVE DULUTH MN 558022525, DULUTH, MN 55802-2525

Mortgage

Document Number	00A1392919
Date	Oct 14, 2020
Instrument	A1392919

Lender

Name	JOHNSON BK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2817 MINNESOTA AVE, DULUTH, MN 55802-2525
Document Number	00A1370443
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2817 MINNESOTA AVE DULUTH MN 558022525, DULUTH, MN 55802-2525

Mortgage

Document Number	00A1370443
Date	Dec 30, 2019
Instrument	A1370443

Lender

Name	JOHNSON BK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 29, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 27, 2018
Property Address	2817 MINNESOTA AVE, DULUTH, MN 55802-2525
Document Number	00A1337414
Instrument Date	May 25, 2018
Instrument	A1337414
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$1,567.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	909 SCHARBILLIG CT RICE LAKE WI 548686301, RICE LAKE, WI 54868-6301

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2817 MINNESOTA AVE, DULUTH, MN 55802-2525
Document Number	00A1337416
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	NORTH SHORE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2817 MINNESOTA AVE DULUTH MN 558022525, DULUTH, MN 55802-2525

Mortgage

Document Number	00A1337416
Date	Jul 27, 2018
Instrument	A1337416

Lender

Name	JOHNSON BK
Type	Bank
Address	RACINE, WI 53401

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 26, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2817 Minnesota Ave was $9,542, down 5.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,542.00 (-5.45%)
2025	$10,092.00 (-7.58%)	$580,800 (-3.59%) Land $163,300 Building $417,500	$580,800 (-3.59%) Land $163,300 Building $417,500
2024	$10,920.00	$602,400 Land $237,000 Building $365,400	$602,400 Land $237,000 Building $365,400
2022		$457,100 Land $34,500 Building $422,600	$457,100 Land $34,500 Building $422,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2817 Minnesota Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2817 Minnesota Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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