2817 Longleaf Rd, Panama City, FL 32405 Property Records

Bay County property record for 2817 Longleaf Rd, Panama City, FL 32405 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,549 sqft · built 1995
Lot Size	0.906 acres (39,465 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Oct 2005)
Tax Bill	$7,351 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26904-117-000`

Property Details

APN / Parcel Number

Primary APN	`26904-117-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,549 sqft Living Area
Gross Area	4,226 sqft
1st Floor Area	3,549 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	39,465 sqft (0.906 acres)
Lot Dimensions	235 ft deep x 168 ft wide
Garage Type	Attached
Garage Area	677 sqft
Driveway	Driveway
Driveway Area	700 sqft

Exterior Amenities

Pool Area	578 sqft
Porch	Open Porch
Porch Area	525 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2817 LONGLEAF RD
City	PANAMA CITY
State	FL
Zip	32405-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS POINT UNIT FIVE LOT 9 & S 30 LOT 10 BLK C ORB 1811 P 1271 (9.01) 79A ORB 2455 P 312 ORB 2690 P 685
Legal Range	15W
Legal Township	03S
Legal Section	25
Legal Subdivision	KINGS POINT
Legal Block	C
Legal Lot Number	9,10
Legal Unit	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1015
Census Tract	2500

Owner

Source: Bay County records · APN 26904-117-000

Assessment roll updated January 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2817 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2005 · Amount on Record
Deed Sale	Oct 19, 2005 · Amount on Record
Prior Sale	Jun 09, 2004 · Amount on Record
Deed Document Number	200583171
Deed Book / Page	2690 / 685
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2817 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041440144
Date	Jul 12, 2019
Book Page	4144/0144
Instrument	2019063607

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Dec 28, 2033

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,351.00 (+3.33%)	$594,144 (+9.36%) Land $122,892 Building $471,252	$594,144 (+9.36%) Land $122,892 Building $471,252
2024	$7,114.00 (+3.96%)
2023	$6,843.00 (+17.7%)	$543,292 (+8.63%) Land $99,792 Building $443,500	$543,292 (+8.63%) Land $99,792 Building $443,500
2022	$5,814.00	$500,139 Land $86,116 Building $414,023	$500,139 Land $86,116 Building $414,023

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.